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Business account for £400k-£6.5m turnover

A team of experts around you

When you want support to grow your business, we’ll put an expert team around you. We offer more than just local knowledge, sector expertise and connections to our specialists. With experts in cashflow, lending, international expansion and more, your team will also help you fuel growth.

Our safe, secure Online Banking and our award-winning app1 make everyday banking simple, so you can spend less time managing money and more time focused on your business. Make payments at home and abroad, arrange cash collections, apply for borrowing and much more – wherever you are, 24 hours a day.

We’re committed to offering meaningful and ongoing support to help empower women in business, and have signed up to the Investing in Women Code.

Why move your business account to us?

When you want support to grow your business, we’ll put an expert team around you. We offer more than just local knowledge, sector expertise and connections to our specialists. With experts in cashflow, lending, international expansion and more, your team will also help you fuel growth.

If your annual turnover is more than £400k, you’ll have access to a team of Business Managers who could help you gain an edge over competitors. They’ll act as a trusted partner to your business as you manage, sustain and grow it.

They’ll suggest products and services to help you succeed, whatever your plans – bringing you expert support in areas such as these.

Cashflow and lending

As you start expanding, we can help you manage the influx of cash and access to money when you need it. We’ll guide you through overdrafts, lending and credit cards, to solutions such as asset and invoice finance with our partners. All lending is subject to application, financial circumstances and borrowing history.

International expansion

As you establish your business presence in new countries around the globe, we can help you thrive in new markets. With international payments and currency accounts, free insights into local markets and cost savings with exclusive discounts, we’ll get you the support you need to expand your business overseas.



As your sales increase, Barclaycard can make it easy for you to sell and your customers to buy. Face-to-face, online, and over the phone, there’s a range of payment solutions that could help you improve customer experience and increase sales.

Other opportunities for growth

As your business adapts and grows, make it a success with help from our specialist teams – like our high growth and entrepreneur experts. We can help you look at alternative ways to fuel growth, supporting you with acquisition, vertical integration and investments. We can also connect you to different perspectives through our initiatives, webinars and events.

Barclays Business Account

Free digital banking for 12 months2

Enjoy no monthly account fees for the first 12 months2, then pay £8.50 each month after that with one simple tariff.

Description Charge
Per month (first 12 months)2 Free
Per month (after 12 months) £8.50

Standard transactions

Description Charge
Simple electronic payments including Faster Payments, Direct Debits and standing orders Free3
Debit card payments Free
Cash out – ATM/Post Office/self-service device Free
Cash in – Post Office/Barclays Collect4/self-service device 60p per £100
Cheques in – Barclays app/self-service device  60p each
Cheques out 60p each

For more details on transaction fees and tariffs, including transactions made at the branch counter, visit our rates and charges page.

How to apply for a business account

When you apply, you’ll need to give us

  • Your residential addresses for the past three years
  • Your business address
  • Details of your other financial arrangements, like mortgages, credit cards, or store cards
  • Business registration details, including date of incorporation if your business is a limited company

Applying for a start-up account

If you’ve been trading for less than 12 months and are new to Barclays, you can apply for a start-up account in our app. If you already have an account with us, you can apply for a start-up account online.5

Switching from another provider

The free Current Account Switch Service lets you move your account from your bank or building society to us in seven working days. We recommend a full switch if you’re ready to close your existing business account – if you’re not ready yet, a partial switch might suit you. The full switch option is backed by the Current Account Switch Guarantee 6(PDF, 40KB). Our Current Account Switch Service page has more information.

To switch, you’ll need to give us some basic information, and show us some documents. UK Finance has a guide to what we need.

If you’ve been trading for more than a year, and you turned over more than £400k in the last 12 months, our Business Development Managers can help you switch. Request a call back and we’ll aim to contact you within one working day.

You may be interested in

 A market place in an exotic location

Doing business abroad

We’ll help you expand overseas

Whether you’re importing or exporting, starting out or expanding further, we have the tools and services to help your business grow.

A customer enters their card pin on a shop card reader

Barclaycard Payments

Enjoy flexible payment options with Barclaycard Payments

Let your customers make card payments online, face to face, by phone or mail order7. We could even help cover your exit costs if you decide to switch from your current provider8.

For more information, call 0808 2961 3881 to speak to a Barclaycard Payment specialist9. If you already take payments with Barclaycard and have any questions, call 0800 1510 4181 instead9.

A woman is arranging flowers.

Borrowing for all businesses

You know your business, we know how to help

We've got the borrowing options you need to succeed, whether you’re just starting out or planning to expand.

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Real Estate

Helping businesses move forward

Financial expertise you can trust with solutions that are built for you.


Your sector, our support

We offer a team of dedicated healthcare industry specialists who are experts in banking for your sector, plus support through Eagle Labs HealthTech and industry partnerships

Other services that might interest you

Wealth management

Our Wealth Management business is designed for individuals and their families with personal investable assets from £500k.

Before we focus on your plans, we focus on you. To help you achieve your financial aims and ensure everyday support, we provide you with a dedicated team of Wealth Managers, planners, investment experts and other specialists.

The value of investments can fall as well as rise. You may get back less than you originally invested.

A cow and calf standing on hay in a farm


Supporting UK farming

We’ve been supporting the agricultural sector since 1744, helping farmers and growers to thrive and grow their businesses.