Start-up business account

Free business banking for the first 12 months

Kick-start your business with free banking for 12 months¹, with expert advice on hand when you need it in those vital early months.

Apply now

Why choose Barclays?

Monthly Loyalty Reward

The longer you stay with us, the more of your bank charges we’ll give back to you each month.

Barclays Service Guarantee

We promise to take personal responsibility for solving your queries, with regular updates to show how we’re doing.

Simple price plans

When your free banking period ends, we ‘ll keep your account on the best deal, with two Price Plans that reflect how you make and receive payments.

Bank your way

Two simple Price Plans

We have two Price Plans to choose from, designed for the way your business makes and receives payments.

Mixed Payments Plan – for businesses that use cash, cheques or a range of ways to make and receive payments.

e-Payments Plan – for businesses that receive electronic payments and make payments mainly through Online Banking and debit cards.

Electronic payments (in or out)

Cash payments (in or out)

Cheques and assisted payments (in or out)

Cash machine cash out and electronic internal transfer

Monthly account fee

Mixed Payments Plan

Electronic payments (in or out)

Cash payments (in or out)

Cheques and assisted payments (in or out)

Cash machine cash out and electronic internal transfer

Monthly account fee £

e-Payments Plan

Electronic payments (in or out)

Cash payments (in or out)

Cheques and assisted payments (in or out)

Cash machine cash out and electronic internal transfer

Monthly account fee £

See how much you could pay with each plan. Enter the details of payments into and out of you account for an average month (leaving any you don't use blank). We'll then calculate your potential fees.

How many cheques?

How many electronic payments?

How many ATM withdrawals?

Value of cash payments in or out? £

Thanks. Here's how much you'd need to pay in the year after your free 12 months:

Number of payments

Electronic payments (in or out)

Cash payments (in or out)

£

Cheques and assisted payments (in or out)

Cash machine cash out and electronic internal transfer

Monthly account fee

Mixed Payments Plan

Electronic payments (in or out)

£

Cash payments (in or out)

£

Cheques and assisted payments (in or out)

£

Cash machine cash out and electronic internal transfer

£

Monthly account fee

Per month

£

Total per month

£

e-Payments Plan

Electronic payments (in or out)

£

Cash payments (in or out)

£

Cheques and assisted payments (in or out)

£

Cash machine cash out and electronic internal transfer

£

Monthly account fee

Per month

£

Total per month

£

The Price Plan calculator is for guidance only.

For more information on our charges, download our Business Current Account Price Plan Charges sheet²

Price Plan Guarantee

The way your business makes and receives payments can change over time. To make sure you’re always on the plan that offers the best deal, we’ll carry out a review each year. We’ll contact you if we think a different plan could save you money and move you on to it, unless you advise us otherwise. However, if you think another plan would suit your needs better, you can move whenever you like – just let us know.

Loyalty Reward

We pay you back a proportion of the charges we apply to your current account on a monthly basis. It’s our way of rewarding you for being our customer.

What percentage of my charges can I get back?


Annual credit turnover	Under 1 year	1 - 5 years	5 - 15 years	Over 15 years
Up to £99,999.99	0%	5%	10%	15%
£100,000 to £249,999.99	5%	10%	15%	20%
£250,000 to £499,999.99	10%	15%	20%	25%
£500,000 to £1,999,999.99	15%	20%	25%	30%
£2,000,000 and over	25%	30%	40%	50%

For more details on how our Loyalty Reward works, download our Business Current Account Price Plan Charges Sheet 450 KB 3²

Service Guarantee


How we’ve responded to your calls	January, February, March 2017
Total number of Business Banking calls we received	117,338
The amount of calls we resolved straight away (without having to pass to someone else, or call the customer back)	82.9%
The amount of calls we passed to one our specialist teams	10.2%

For more details on how our Loyalty Reward works, download our Business Current Account Price Plan Charges Sheet 450 KB ²

Based on a random quality control sample across our business lending and expert servicing teams:


Callers who were provided with a named contact	98.8% ³
Callers who were kept fully informed along the way	98.5% ⁴

Start banking with us

Find out what you'll need to apply, online, in person or by phone.

Personal details

Tax identification number, such as your national insurance number
Residential addresses for the past 3 years
Details of your other financial arrangements, such as mortgages, store cards and loans

Business details

Registered company address (for limited companies) and your trading address
Business registration number, business tax identification number (for limited companies) and business start date or date of incorporation
Turnover and investment capital details

Participating providers of UK business bank accounts have agreed to a basic set of information they will need from you to set up your UK business current account. Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.

Start-up business account