Business account for turnover up to £400k
Easy everyday banking for established businesses
Our straightforward banking frees up your time so you can concentrate on your business – with online tools and business banking experts to help it grow.
Start-up business account
Banking that lets you spend more time on your business
Starting a business means there’s more to think about than managing your bank account, so we give you the online tools and expertise to help you grow.
We know the coronavirus situation is a worry, and we’re committed to supporting you and your business through this difficult time.
We’re receiving lots of business current account applications at the moment, so it’s taking us longer than usual to process them.
Thanks for your patience and understanding.
Guidance for personal customers running businesses
Though personal current accounts shouldn’t be used for business purposes, we understand that some small businesses use them for business transactions. You don’t need a Barclays Business current account to be eligible for a Bounce Back Loan, but we’ll need to verify some details about your business before you can apply. If you’ve been using a personal account for trade and think your business qualifies for a Bounce Back Loan, you can call the New Customer Team on 0800 515 4621 to discuss creating a business relationship.
You’ll also need to provide proof that your business was trading through your Barclays personal account on or before 1 March 2020.
We’re receiving a high number of calls right now, so it might take us longer than we’d like to answer your call.
Why choose a business account with us?
Our start-up account gives you a host of free tools and the support you need to help your new business thrive – and it’s free for the first 12 months2.
Everyday banking that saves you time
Spend less time managing money and more time focusing on your business with our safe, secure and simple Online Banking tools and our app.
You can manage payments, check your statements and much more, 24 hours a day – whether you’re at home, in the office or on the move.
More than just telephone banking
Our Everyday Banking team is here to help with your day-to-day banking, while our UK-based Business Direct team3 is on hand to give advice and support for your growing business – from strategy, planning and cashflow, to help on lending and trading abroad.
Expertise is just a phone call away so there’s no need to leave your workplace – call any time from 7am to 8pm, Monday to Friday.
Specialist support to help you thrive
If you’re just getting started, our range of comprehensive guides can help with everything from business structures to finding funding.
You can’t always predict where your new business will take you. As you adapt to change and respond to opportunities, we’re ready to connect you to specialist teams like our accredited International Team and High Growth & Entrepreneur experts.
Ready to start banking with us?
UK business bank account providers require a basic set of information to set up your business current account.
You can see the full list of requirements using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services. Here’s the kind of information we’ll need from you
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Our online application form will tell you in minutes whether you can submit all or part of your application.
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If you’re a sole trader or limited company with no other directors or shareholders, and have had a personal or business product or account with us for at least 6 months, you may be able to open your account over the phone.
Call us on 0800 515 46211and select option 1
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Call us on 0800 515 4621 and select option 1 to book your branch appointment with one of our Business Managers.
Price plans
Applicable after your free banking period.
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We have two Price Plans to choose from, designed for the way your business makes and receives payments.
Mixed Payments Plan – for businesses that use cash, cheques or a range of ways to make and receive payments.
e-Payments Plan – for businesses that receive electronic payments and make payments mainly through Online Banking and debit cards.
Electronic payments (in or out)Cash payments (in or out)Cheques and assisted payments (in or out)Cash machine cash out and electronic internal transferMonthly account feeMixed Payments PlanElectronic payments (in or out)Cash payments (in or out)Cheques and assisted payments (in or out)Cash machine cash out and electronic internal transferMonthly account fee £e-Payments PlanElectronic payments (in or out)Cash payments (in or out)Cheques and assisted payments (in or out)Cash machine cash out and electronic internal transferMonthly account fee £See how much you could pay with each plan. Enter the details of payments into and out of you account for an average month (leaving any you don't use blank). We'll then calculate your potential fees.
£Thanks. Here's how much you'd need to pay in the year after your free 12 months:Number of paymentsElectronic payments (in or out)Cash payments (in or out)£Cheques and assisted payments (in or out)Cash machine cash out and electronic internal transferMixed Payments PlanElectronic payments (in or out)£Cash payments (in or out)£Cheques and assisted payments (in or out)£Cash machine cash out and electronic internal transfer£Monthly account feePer month£Total per month£e-Payments PlanElectronic payments (in or out)£Cash payments (in or out)£Cheques and assisted payments (in or out)£Cash machine cash out and electronic internal transfer£Monthly account feePer month£Total per month£The Price Plan calculator is for guidance only.For more information on our charges, download our Business Current Account Price Plan Charges sheet4 [PDF, 455KB]
Price Plan Guarantee
The way your business makes and receives payments can change over time. To make sure you’re always on the plan that offers the best deal, we’ll carry out a review each year. We’ll contact you if we think a different plan could save you money and move you on to it, unless you advise us otherwise. However, if you think another plan would suit your needs better, you can move whenever you like – just let us know.
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We pay you back a proportion of the charges we apply to your current account on a monthly basis. It’s our way of rewarding you for being our customer.
What percentage of my charges can I get back?
Annual credit turnover
Under 1 year
1 - 5 years
5 - 15 years
Over 15 years
Up to £99,999.99
0%
5%
10%
15%
£100,000 to £249,999.99
5%
10%
15%
20%
£250,000 to £499,999.99
10%
15%
20%
25%
£500,000 to £1,999,999.99
15%
20%
25%
30%
£2,000,000 and over
25%
30%
40%
50%
For more details on how our Loyalty Reward works, download our Business Current Account Price Plan Charges Sheet4 [PDF, 455KB]
Supporting your business
The Barclays app
Business Banking on the move
Use our app5 to run your accounts from the palm of your hand. Manage your accounts, invoice on the move and get instant help.
Barclays Invoicing
Send invoices from your smartphone, wherever you are
Do I need a business bank account?
If you’re using a personal bank account for your business, switching to a business one could save you time, simplify your business accounting and help you access business finance.
Need some help?
Talk to us online
Start a web chat if you’d like to ask us a question online.
Call us
Call us on 0800 515 462 1. Lines are open Monday to Friday, 9am to 5pm.