Start-up business account
Free business banking for the first 12 months
Why choose Barclays?
Monthly Loyalty Reward
The longer you stay with us, the more of your bank charges we’ll give back to you each month.
Barclays Service Guarantee
We promise to take personal responsibility for solving your queries, with regular updates to show how we’re doing.
Simple price plans
When your free banking period ends, we ‘ll keep your account on the best deal, with two Price Plans that reflect how you make and receive payments.
Bank your way
Business banking at your fingertips
Barclays Online Banking is a safe and convenient way to take care of your daily banking, whether you’re at work, out and about or on holiday.
Discover mobile banking
Use our app to run your accounts from the palm of your hand. Manage your accounts, add products from our Features Store and get instant help.
Business banking with a personal touch
Prefer a more personal way to bank? Find out how to contact our business banking advisers by phone or find your nearest branch
Two simple Price Plans
We have two Price Plans to choose from, designed for the way your business makes and receives payments.
Mixed Payments Plan – for businesses that use cash, cheques or a range of ways to make and receive payments.
e-Payments Plan – for businesses that receive electronic payments and make payments mainly through Online Banking and debit cards.Electronic payments (in or out)Cash payments (in or out)Cheques and assisted payments (in or out)Cash machine cash out and electronic internal transferMonthly account feeMixed Payments PlanElectronic payments (in or out) £Free per transactionCash payments (in or out) £Free per £100Cheques and assisted payments (in or out) £Free per transactionCash machine cash out and electronic internal transfer £Free per transactionMonthly account fee £e-Payments PlanElectronic payments (in or out) £Free per transactionCash payments (in or out) £Free per £100Cheques and assisted payments (in or out) £Free per transactionCash machine cash out and electronic internal transfer £Free per transactionMonthly account fee £See how much you could pay with each plan. Enter the details of payments into and out of you account for an average month (leaving any you don't use blank). We'll then calculate your potential fees.£Thanks. Here's how much you'd need to pay in the year after your free 12 months:Number of paymentsElectronic payments (in or out)Cash payments (in or out)£Cheques and assisted payments (in or out)Cash machine cash out and electronic internal transferMixed Payments PlanElectronic payments (in or out)£Cash payments (in or out)£Cheques and assisted payments (in or out)£Cash machine cash out and electronic internal transfer£Monthly account feePer month£Total per month£e-Payments PlanElectronic payments (in or out)£Cash payments (in or out)£Cheques and assisted payments (in or out)£Cash machine cash out and electronic internal transfer£Monthly account feePer month£Total per month£The Price Plan calculator is for guidance only.
For more information on our charges, download our Business Current Account Price Plan Charges sheet2
Price Plan Guarantee
The way your business makes and receives payments can change over time. To make sure you’re always on the plan that offers the best deal, we’ll carry out a review each year. We’ll contact you if we think a different plan could save you money and move you on to it, unless you advise us otherwise. However, if you think another plan would suit your needs better, you can move whenever you like – just let us know.
Start banking with us
Find out what you'll need to apply, online, in person or by phone.
- Tax identification number, such as your national insurance number
- Residential addresses for the past 3 years
- Details of your other financial arrangements, such as mortgages, store cards and loans
- Registered company address (for limited companies) and your trading address
- Business registration number, business tax identification number (for limited companies) and business start date or date of incorporation
- Turnover and investment capital details
Participating providers of UK business bank accounts have agreed to a basic set of information they will need from you to set up your UK business current account. Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.
Our online application form will tell you in minutes whether you can submit all or part of your application online.
Apply by phone
If you’re a sole trader or limited company with no other directors or shareholders, and have had a personal or business product or account with us for at least 6 months, you may be able to open your account over the phone.
You’ll need your debit card and PINsentry. Call us on 0800 515 4625 and select option 2
Apply in person
Call us on 0800 515 4625 and select option 1 to book your branch appointment with one of our Business Managers.
Other services that may interest you
Get off the ground with the Enterprise Finance Guarantee
A government scheme designed to help viable businesses that have inadequate security. Find out if your business is eligible.
Stay in control with cashflow finance
Release the cash that’s tied up in your invoices.
Accepting card payments with Barclaycard
Barclaycard makes it easy for your customers to pay you – either in person, online or by phone
Protect your business with cover from Allianz
We work with Allianz, one of the UK's leading insurance providers. Choose a specialist package or design your own cover.
See your important business and banking information in one place
SmartBusiness Dashboard can help you save time by bringing together the information and apps you need to run your business.
Need some help?
Talk to us online
Start a web chat if you’d like to ask us a question online.
Call us on 0800 515 4626. Lines are open Monday to Friday, 8am to 7pm.