Cashflow finance

Cashflow finance

Stay in control with cashflow finance

Call us on 0800 015 8353 1.

Key features and benefits

Cashflow finance suits lots of businesses looking for more than just an overdraft including manufacturers, wholesalers, transport firms, employment agencies and business services providers.

Up to 90% of your invoice value

Get up to 90% of the value of your approved invoices – usually more than traditional overdrafts offer. As your sales increase, so does the cash available to you, in multiple currencies.


Your customers won’t know about your arrangement with us. You’ll still be responsible for your credit control and collections.

Fast and easy online access

Access your sales ledger status and electronic payment requests online. Funds can be sent against new invoices within 24 hours.

Bad-debt protection available

We can also provide built-in bad-debt protection, depending on our assessment of your debtors.

Which businesses can use this service?

For your business to use cashflow finance, it should

  • Be forecasting credit sales of at least £500,000 a year
  • Have a track record of reasonable profitability
  • Have a range of debtors
  • Sell goods or services on normal credit terms with no stage payments or contractual sales
  • Have a computerised control system, with effective credit management

Ready to apply or want to find out more?

Call us

Call us on 0800 515 462 2.

More ways to borrow

Business credit and charge cards

Business credit and charge cards

Manage cashflow with a credit or charge card

Choose a Barclaycard to suit your business – credit cards for flexible borrowing or charge cards if you pay the balance off each month3.

  • A choice of credit cards or charge cards
  • Introductory offers available
  • Extras including enhanced travel insurance and foreign exchange savings
Business overdrafts

Business overdrafts

Flexible options for short-term finance

Apply for a business overdraft to help you manage changes to your cashflow.


Business loans

Boost your business with secured or unsecured options

Unsecured loans available up to £25,000, or secured over this amount, if you want to expand, invest in equipment or borrow working capital. 

SmartBusiness Insights

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Business Insights

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Expert information and advice for you from our business specialists.