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Person working from home

Coronavirus – help and support for your business

We’re here to help your business get through this challenging time. Here are some of the ways we can help you manage your money and cashflow, access funding, and get government support.

We’ll update this page regularly with information about our products and government schemes as it becomes available.

Government support

You may be eligible for loans, tax relief and cash grants, whether your business is open or closed. Use this business support finder to see what support is available for you and your business.

Business Insights

Information and advice to help your business going forward.

Managing your money

Here are some of the ways we’re helping you keep on top of your finances.

  • Find out how you can manage your business finances, keep an eye on cashflow and do your everyday banking from home using Online Banking and the Barclays app1. They’re safe, secure and simple to use
  • If you’d prefer to see us face to face, please bear in mind that your local branch might have changed its opening hours and counter availability. Check before you go. With social distancing in place you might need to wait a little longer than usual and you’ll be required to wear a face covering
  • For the latest updates on how our services are working, visit our service status page
  • Help stay in control of your cashflow with SmartBusiness Dashboard

Find out which products and government schemes could be right for you

Each tab on this page includes information about our products and government schemes that might be suitable for your business.

  • Schemes specifically for retail, hospitality and leisure, high growth, charities, nurseries and estate agents are on the ‘Specific sectors’ tab
  • You can also see the available government schemes at Gov.uk and find regional information England, Wales, Scotland and Northern Ireland government sites
     
  • Specific sectors

    Some sectors are eligible for the schemes shown below. You could also be eligible to apply for our products based on the size of your business. This section applies to retail, hospitality and leisure, high growth, charities, nurseries and estate agents.

    Our products

    Recovery Loan Scheme

    Supporting your business following the pandemic

    Get the financial support you need to help your business recover and grow following the pandemic, through this government-backed scheme.

    You can apply up to 31 December 2021, subject to review.

    Bounce Back Loan scheme

    Supporting UK businesses during coronavirus

    The Bounce Back Loan Scheme closed for new applications and top-ups on 31 March 2021.

    If you already have a Bounce Back Loan with us, the quickest way to apply for Pay as you Grow is in Online Banking or the Barclays app.

    If you want Pay as you Grow to start from your next loan payment, you need to apply at least 20 days before that payment is due.

    Repayment holidays

    We’re offering capital repayment holidays on loans over £25k2.

    If you originally borrowed less than £25k from us, you could be eligible for a three-month repaymentholiday for your business loan.3 4.

    ""

    Nextdoor offer

    Open for business? Get the word out for free

    • We’ve teamed up with Nextdoor, the neighbourhood hub to help you reach thousands of potential customers
    • Make use of marketing tools worth hundreds of pounds
    • Don’t miss out, offer ends on 31 December 2021

    Government schemes and support

    • Check the government schemes you might be eligible for on Gov.uk
    • The Job Support Scheme is designed to protect viable jobs in businesses who are facing lower demand over the winter months due to Covid-19, to help keep their employees attached to the workforce
    • Apply for the Kickstart Scheme, which gives eligible employers access to funding to create job placements for 16 to 24 year olds on Universal Credit
    • Retail, hospitality and leisure businesses could also get one-off top-up grants worth up to £9,000 per property to help them through to the spring
    • Small businesses that occupy a property and receive small business rate relief, rural rate relief and tapered relief could be eligible for Small Business Grant Funding
    • Nursery businesses could get a business rates holiday for the 2020-21 tax year
    • Estate agents, lettings agencies and bingo halls that have closed as a result of lockdown measures will now be exempted from business rates in 2020-21 
    • You could be eligible for the Future Fund 
    • The government has announced a fund to support charities playing a key role in the coronavirus response. There’s no application process and charities will automatically receive funds in the coming weeks. Other charities can apply for a grant through the National Lottery Community Fund, which will be launching soon
    • Businesses that employ staff can apply for the Coronavirus Job Retention Scheme and the statutory sick pay rebate 
    • All businesses and self-employed people in financial distress, with outstanding tax liabilities, could be eligible for support through HMRC’s Time To Pay (TTP) service. Businesses can ask to defer tax debts to pay in instalments over a set period (typically 3-12 months)
  • Self-employed

    The information below gives an overview of our products and services that you might be able to apply for, as well as guidance on the government schemes available. It applies to self-employed people, including sole traders and partnerships. We’ve also put measures in place to help our personal customers experiencing financial difficulty because of coronavirus.

    Our products

    Recovery Loan Scheme

    Supporting your business following the pandemic

    Get the financial support you need to help your business recover and grow following the pandemic, through this government-backed scheme.

    You can apply up to 31 December 2021, subject to review.

    Bounce Back Loan scheme

    Supporting UK businesses during coronavirus

    The Bounce Back Loan Scheme closed for new applications and top-ups on 31 March 2021.

    If you already have a Bounce Back Loan with us, the quickest way to apply for Pay as you Grow is in Online Banking or the Barclays app.

    If you want Pay as you Grow to start from your next loan payment, you need to apply at least 20 days before that payment is due.

    Repayment holidays

    We’re offering capital repayment holidays on loans over £25k2.

    If you originally borrowed less than £25k from us, you could be eligible for a three-month repaymentholiday for your business loan.3 4.

    ""

    Nextdoor offer

    Open for business? Get the word out for free

    • We’ve teamed up with Nextdoor, the neighbourhood hub to help you reach thousands of potential customers
    • Make use of marketing tools worth hundreds of pounds
    • Don’t miss out, offer ends on 31 December 2021

    Government schemes and support

    • Check the government schemes you might be eligible for on Gov.uk
    • The Job Support Scheme is designed to protect viable jobs in businesses who are facing lower demand over the winter months due to Covid-19, to help keep their employees attached to the workforce
    • Self-employed people can apply for a grant worth 80% of their profits, up to a cap of £2,500 per month, through the Self-employment Income Support Scheme 
    • Income tax payments due in July 2020 under the self-assessment system can be deferred to January 2021 
    • All businesses and self-employed people in financial distress, with outstanding tax liabilities, could be eligible for support through HMRC’s Time To Pay (TTP) service. Businesses can ask to defer tax debts to pay in instalments over a set period (typically 3-12 months)
    • You could be eligible for the Future Fund
  • Small and medium businesses

    The information below gives an overview of our products and services that you might be able to apply for, as well as guidance on the government schemes available. It applies to all small-to-medium-sized businesses.

    Our products

    Recovery Loan Scheme

    Supporting your business following the pandemic

    Get the financial support you need to help your business recover and grow following the pandemic, through this government-backed scheme.

    You can apply up to 31 December 2021, subject to review.

    Bounce Back Loan scheme

    Supporting UK businesses during coronavirus

    The Bounce Back Loan Scheme closed for new applications and top-ups on 31 March 2021.

    If you already have a Bounce Back Loan with us, the quickest way to apply for Pay as you Grow is in Online Banking or the Barclays app.

    If you want Pay as you Grow to start from your next loan payment, you need to apply at least 20 days before that payment is due.

    Repayment holidays

    We’re offering capital repayment holidays on loans over £25k2.

    If you originally borrowed less than £25k from us, you could be eligible for a three-month repaymentholiday for your business loan.3 4.

    ""

    Nextdoor offer

    Open for business? Get the word out for free

    • We’ve teamed up with Nextdoor, the neighbourhood hub to help you reach thousands of potential customers
    • Make use of marketing tools worth hundreds of pounds
    • Don’t miss out, offer ends on 31 December 2021

    Government schemes and support

  • Larger businesses/corporate

    This section is for businesses with a turnover of up to £6.5m. If your turnover is more than this, please visit our corporate website for details of the support available to you.

    Our products

    Recovery Loan Scheme

    Supporting your business following the pandemic

    Get the financial support you need to help your business recover and grow following the pandemic, through this government-backed scheme.

    You can apply up to 31 December 2021, subject to review.

    Bounce Back Loan scheme

    Supporting UK businesses during coronavirus

    The Bounce Back Loan Scheme closed for new applications and top-ups on 31 March 2021.

    If you already have a Bounce Back Loan with us, the quickest way to apply for Pay as you Grow is in Online Banking or the Barclays app.

    If you want Pay as you Grow to start from your next loan payment, you need to apply at least 20 days before that payment is due.

    ""

    Nextdoor offer

    Open for business? Get the word out for free

    • We’ve teamed up with Nextdoor, the neighbourhood hub to help you reach thousands of potential customers
    • Make use of marketing tools worth hundreds of pounds
    • Don’t miss out, offer ends on 31 December 2021

    Government schemes and support

    • Check the government schemes you might be eligible for Gov.uk
    • The Job Support Scheme is designed to protect viable jobs in businesses who are facing lower demand over the winter months due to Covid-19, to help keep their employees attached to the workforce
    • Businesses that employ staff can apply for the Coronavirus Job Retention Scheme and the statutory sick pay rebate
    • All businesses and self-employed people in financial distress, with outstanding tax liabilities, could be eligible for support through HMRC’s Time To Pay (TTP) service. Businesses can ask to defer tax debts to pay in instalments over a set period (typically 3-12 months)
    • Estate agents, lettings agencies and bingo halls that have closed as a result of lockdown measures will now be exempted from business rates in 2020-21
    • Nursery businesses could get a business rates holiday for the 2020-21 tax year
    • The government has announced a fund to support charities playing a key role in the coronavirus response. There’s no application process and charities will automatically receive funds in the coming weeks. Other charities can apply for a grant through the National Lottery Community Fund, which will be launching soon

     

A man is writing with a laptop

Business money management

Help keep your business finances healthy

Develop your business money-management skills with our guides on managing cashflow and adapting to coronavirus.

Business banking from home

Find out how you can manage your business finances, keep an eye on cashflow and do your everyday banking from home using Online Banking and the Barclays app. They’re safe, secure and simple to use.

Webinars to support UK businesses

Our webinars aim to help protect businesses by giving real insight into important subjects. They cover critical topics from risk and security to unlocking commercial opportunities.

By clicking on the ‘Barclays Business Webinar’ link you will be taken through to a third party website5.

Supporting your business

Three ways to stay open, reopen or prepare for the future

Read our tips and hear how other businesses have adapted to the challenges of coronavirus

A man using laptop in server room

Protect your business from fraud

Learn how fraudsters can target your business

Stay alert to these types of scams  

  • Invoice fraud – scammers send fake invoices that look like they’re from suppliers
  • Impersonation scams – such as scam calls and CEO fraud
  • Purchase scams – fraudsters trick you into buying something that doesn’t exist  

Read more about the different types of fraud and how to protect your business against them. We’ve also put together some fraud resources to help you stay safe from scams.

Eagle Lab Events

Barclays Eagle Labs have a programme of virtual events covering a range of topics from cashflow management to building resilience to help entrepreneurs and start-ups navigate these uncertain times. All events are free to attend and open to anyone.

Wellness

Our Eagle Lab has loads of information about taking care of yourself and others during these extraordinary times.

Get in touch

We know that many people have questions about how the coronavirus situation will affect them. We’d be really grateful, for now, if you would only call us if you’re worried about an immediate effect on your finances. That way, we can focus on helping those in the most vulnerable situations. Thanks for bearing with us at this difficult time – and if you do need to call, remember that it will take longer than usual to get through.

person on phone

Coronavirus helpline

We’ve launched a helpline for all our Business Banking customers impacted by the coronavirus outbreak. Call us on 0800 197 1086 between 8am and 8pm Monday to Friday (except bank holidays).6

Frequently asked questions

Difficult times

Accessing funding

Doing your banking

Running your business

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