How to apply
To find out more, or if you want to apply for a rural project loan, speak to your local Agricultural Manager.
Develop your business
Thinking about developing an alternative income stream but not sure how to get it off the ground? Talk to us to see how we could help bring your ideas to life with our flexible project loan, especially for agricultural businesses, with repayments structured to match your future cashflow.
This flexible business loan is designed to help fund the creation of an additional income stream, or to restructure your agricultural business. From upgrading farm buildings or offices to downsizing your current business to build up a new project, there are lots of ways it could help.
Loans start at £100,000 and you repay it in 2 phases. The first is a project phase, where you repay interest over a flexible interest-only period, so you can develop your project and create an income. The second phase starts when the project is completed, with repayments spread over 1 to 25 years.
You can choose the interest type and a repayment structure to suit you.
Your business must be within the agricultural sector. Rural project loans are subject to application and status.
You should speak with an independent financial adviser if you need advice on whether a rural project loan is suitable for you.
There are a few things to consider before you apply:
Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your loan.
Finance for land and buildings
A flexible mortgage designed to help farmers buy farmland, farm buildings or improve existing farm infrastructure3.
Helping to build sustainable farms through agri-tech
We’ve put aside £250 million to help farmers make their businesses more environmentally-sustainable and energy-efficient.
Flexible options for short-term finance
Apply for an agricultural overdraft to help you manage changes to your cashflow.