Consent to let

Are you eligible?

Before you let out your home, or part of your home (for example, a room or an annexe) using an online platform, you have to meet these conditions

• You use an online short-term occupancy platform that’s on our approved list below
• You agree the occupation under license and not using a tenancy agreement
• The property isn’t occupied by someone other than you for longer than 90 days in any 12 calendar month period, and for no longer than 30 days consecutively by anyone other than you
• Your buildings insurance isn’t invalidated and stays in force at all times
• You’re not breaching any requirements or regulations of local or other relevant authorities
• You will need to have a Barclays residential mortgage, and for special schemes (for example, Help to Buy or shared ownership), you might need to get permission from your scheme provider first. You might also need consent from any second charge lenders

Online short-term occupancy platforms we accept

• Airbnb

If you meet the above conditions, you won’t need to get prior permission from us.

Things to think about

If you want to let out your home but don’t meet the above conditions, please see our permission to let conditions below instead.

So you know – we’ll send correspondence to your property (if you chose it as your correspondence address), even if it’s being rented out.

Are you eligible?

Before you apply for permission to let, please check that you meet the following conditions.

• Your mortgage account needs to be up to date, with no arrears. We’ll also check whether you’ve made payments on time for the previous six months
  
• You’ll need to rent out your property using an acceptable tenancy agreement, such as an assured shorthold tenancy
  
• You can’t rent out your property on more than one tenancy agreement
  

Things to think about

If we give you permission to let your home, there will be some new conditions for your mortgage while the agreement is in place.

• You can’t apply to borrow more against the property, although we might consider this if you need the money to improve or repair the mortgaged property
• You must tell your building and contents insurance provider about your new mortgage arrangement, as it might affect your cover