You could win £20,000 and give your investments a boost
Set up a new monthly Direct Debit, from as little as £50, to your Investment ISA or Investment Account by 5 April and you could win £20,000.
Terms and conditions apply. Capital at risk
Easy, tax-efficient, low-cost investing
Grow your money in a tax-efficient ISA. Invest up to £20,000 per year with a simple low annual charge and dedicated customer support.
Get started in minutes and secure your annual allowance with a debit card, a monthly Direct Debit or by moving money from your Barclays account. There’s no charge to hold cash if you need some time to decide where to invest.
You can also transfer an existing ISA1to benefit from our award-winning ISA service.2
The value of investments can fall as well as rise and you may get back less than you invest. Tax rules can change and their effects vary depending on your individual circumstances. You should always check the costs involved before transferring.
Dedicated UK-based support on call - with fast response rates, we have a highly-trained UK-based team on the phone to help when you need it3
Earn interest - earn interest on uninvested cash held in your Investment ISA. Current interest rates can be found here
Flexible withdrawals - you can withdraw cash from your Investment (Stocks & Shares) ISA and top back up before the end of the tax year without affecting your annual allowance.
No charge to open the account and a simple annual customer account fee of 0.25% on investments up to £200,000 and 0.05% on investments above £200,000.
Activity | Cost |
---|---|
Buying and selling shares* | £6 per deal** |
Buying and selling funds | No charge |
Regular investments | No charge |
Dividend reinvestment | No charge |
Holding cash | No charge |
Transferring investments | No charge |
Cash withdrawal and account closure | No charge |
*Including ETFs, investment trusts, bonds, gilts
**Online dealing only. Taxes may apply when buying shares. A foreign exchange and an international brokerage fee will be charged when trading international shares.
Set up a new monthly Direct Debit, from as little as £50, to your Investment ISA or Investment Account by 5 April and you could win £20,000.
Terms and conditions apply. Capital at risk
Leave the hard work to us and consider choosing from one of our five Ready-made Investment funds which range from low to higher risk.
Dive into our in-depth insights and research and choose from thousands of investments such as funds, shares including US, Exchange Traded Funds, bonds and more.
If you already have a Barclays Investment Account or use Online Banking with a current account, you can log in to apply for our award-winning ISA and top up directly from your current account.
If you don’t have either of these, you can apply without logging in. Full terms can be found in the Learn more section below.
If you have an ISA elsewhere, you can transfer it to us at any time. Just let us know and we’ll manage the transfer for you.
Transferring does not affect the tax-efficient status of your ISA, but be aware of any penalties or benefits you may be giving up from your current provider.1
Make sure that you don’t have to pay penalties or give up valuable benefits if you transfer– and understand the risks and drawbacks involved.
Your Investment (Stocks and Shares) ISA and other investment accounts with Barclays are protected up to a total of £85,000 by the FSCS – the UK's deposit guarantee scheme.
For more information, please go to the Financial Services Compensation Scheme’s website.
You can put up to £20,000 into an investment ISA in the 2023-24 tax year.
Alternatively, you can split your allowance between a cash, investment or innovative finance ISA and lifetime ISA. However, with a lifetime ISA, you can only pay in up to £4,000 in each tax year.
We do ask people to be willing to invest for a minimum of five years as investing is all about playing the long game and giving your money time to grow.
But our Investment (Stocks & Shares) ISA is flexible, which means there's no lock in. You can withdraw money and pay it back in during the same tax year without using any additional allowance. You should always consider the implications of withdrawing from your investment ISA.
There aren't any penalties for withdrawing your money. Also, if you make a full withdrawal from an account, we'll sell your investments and transfer the cash to your nominated bank account after deducting 0.2% of the value of the account. We retain this 0.2% to cover any outstanding service costs. In most cases, these costs will be accounted for within 60 days and then we’ll return any remaining amount.
You can hold funds, shares, gilts and bonds, Exchange Traded Funds, investment trusts and new issues in your investment ISA.
If you want to invest this year’s £20,000 tax efficent ISA allowance, but haven’t decided yet where to put your money, you can hold cash in your investment ISA until you’ve made up your mind.
Our leading investment experts can help you at any stage of your investment journey.
From top ISA tips to the effect of inflation, our experts can help you navigate the market as you invest.
If you’ve maxed out your ISA allowance or you’re looking for an additional account to invest and trade in outside of your investment ISA our Investment Account may be for you.
A tax-efficient way to save for retirement
Our award winning Self-Invested Personal Pension (Best SIPP award 2022 at the Shares Awards) is designed to help you prepare for retirement.
Let us help you build your retirement pot and make your own investment decisions.
If you already have an account, log in to continue.
If you have any questions, you can give us a call on 0800 279 36673.