WEBVTT 1 00:00:00.120 --> 00:00:01.760 Instant access savings accounts 2 00:00:01.760 --> 00:00:03.960 are perfect for saving smaller amounts. 3 00:00:04.560 --> 00:00:07.480 Usually you get a lower interest rate, which can change, 4 00:00:07.480 --> 00:00:08.680 but you can access it 5 00:00:08.680 --> 00:00:09.360 when you need it. 6 00:00:09.360 --> 00:00:11.480 For instance, if your boiler breaks down. 7 00:00:11.480 --> 00:00:13.200 Fixed access savings accounts 8 00:00:13.280 --> 00:00:14.720 give you a fixed rate, 9 00:00:14.720 --> 00:00:15.480 so you'll know 10 00:00:15.480 --> 00:00:17.200 exactly what you'll get in return. 11 00:00:17.200 --> 00:00:18.720 But withdrawals are restricted. 12 00:00:19.440 --> 00:00:21.600 If you're a Barclays Blue Rewards customer 13 00:00:21.800 --> 00:00:24.400 you could open a Rainy Day Saver account. 14 00:00:24.520 --> 00:00:28.000 You just need to choose the type that's right for you and your circumstances. 15 00:00:28.480 --> 00:00:29.120 I hope that helps.