Instant access savings accounts
are perfect for saving smaller amounts.
Usually you get a lower interest rate, which can change,
but you can access it
when you need it.
For instance, if your boiler breaks down.
Fixed access savings accounts
give you a fixed rate,
so you'll know
exactly what you'll get in return.
But withdrawals are restricted.
If you're a Barclays Blue Rewards customer
you could open a Rainy Day Saver account.
You just need to choose the type that's right for you and your circumstances.
I hope that helps.