WEBVTT

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Let's talk

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agreements in principle

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in 20.

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Agreements in principle are

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something you've probably heard of.

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They’re the first step

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in the mortgage process,

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And give you an indication

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on how much a bank would be prepared

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to lend you.

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Based on your income,

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spending and debt.

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They come with no guarantees,

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but they won't affect your credit score,

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and they can also help

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sellers take your offer more seriously.