WEBVTT

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Let's talk micro-budgeting.

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Budgeting across

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a whole month can be tricky,

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but micro-budgeting can really help.

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You can start by covering the essentials,

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like your mortgage,

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your rent and your bills,

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then split what's left into micro budgets

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and stick to them.

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You can split by purpose,

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like meals out or clothes.

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I tend to split mine by weeks.

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It makes getting to the end of the month

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feel more manageable.