WEBVTT 1 00:00:02.800 --> 00:00:06.000 Let's talk wants versus needs in 20. 2 00:00:06.000 --> 00:00:07.120 So needs are 3 00:00:07.120 --> 00:00:08.880 the things you really can't go without. 4 00:00:08.880 --> 00:00:11.360 Whereas wants are life's 'nice to haves'. 5 00:00:11.360 --> 00:00:12.160 Then there are things 6 00:00:12.160 --> 00:00:13.560 that seem like needs 7 00:00:13.560 --> 00:00:15.240 but are actually wants. 8 00:00:15.240 --> 00:00:17.360 Like a meal at home, becoming a meal out. 9 00:00:17.360 --> 00:00:20.280 So, separate what you want from your needs 10 00:00:20.280 --> 00:00:22.160 and make sure your budget reflects it.