I'm a salesperson's dream.
Hi, I'm Megan.
I'm 26 and a mum of one, and I'm an operations manager.
I spent 850 on my rent, 170 pounds on utility bills.
I spend about a hundred pounds on food shopping, but then I spend about 200
pounds on eating out or takeaways because
I don't have time to cook.
I don't spend anything on childcare yet.
And so, at the moment it is literally milk and nappies. Transport, a hundred pounds.
I just fill up my car with petrol and leave it at that. I spend about 10
pounds in subscriptions just for like, apps and stuff on my phone.
And then 30 pounds here, 50 pounds there on clothes.
25 pounds on the gym.
My phone bill is 80 pound a month.
And my home insurance is 17 pounds.
When it comes to budgeting, I'm not very good at it at all,
I get money, I get paid.
And then I feel like I need to treat myself.
I always make sure that everything
is paid and done before I will spend anything on myself.
I am good at managing that side of things.
I always make sure that all the bills are paid on time
and that there's enough money in our bank account to make
sure that everything's covered.
Well,
I went to Paris once and decided that I needed to buy a handbag that
was
worth
over a thousand pounds.
It's not something I make a habit of.
Because I don't have to pay for childcare or anything like that.
I don't feel like I've really experienced how expensive a baby can be.
And I am trying to figure out ways to be a bit more money savvy or
budget or put things in pots.
If I could find out more information, I would say probably saving options
like ISAs and things like that
would be more beneficial.
we have 20,000 in savings from our house sale.
We try and save 200 pounds every two weeks.
And then when I go back to work we're going to, the plan is to double it
so we can, we can buy somewhere.
I just want to make sure that I'm in a financial position
So that my daughter, when she wants to go to school, everything's good
and settled and comfortable for her.