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At Barclays, we understand that when it comes
to investing, often the hardest part is knowing

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where to start. That’s why we offer five
Ready-made Investment funds to help you take

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that first step. They offer a convenient one-stop
solution which can be ideal if you’re not

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sure about making your own investment decisions,
or are short on time.

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These funds take the work out of investing
because they’re looked after by Barclays’

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investment experts who do all of the
hard stuff so you don't have to. They’ll

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make changes to where your money’s invested
depending on what’s going on in the stock

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markets, and keep you regularly updated with how
your investment's performing. It’s worth

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mentioning though, that you can check how your
investment's doing at any time either online or via

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the Barclays app.

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There’s always risk involved
with investing because obviously stock markets can fall

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as well as rise, so there’s a chance you
could lose money. However, there are ways to reduce

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that risk and this is how the funds
differ. They all invest in a mixture of shares,

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bonds and cash, which gives you instant diversification
which is really important when it comes to investing

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because it can help protect against stock market
falls, but the proportion they hold in each differs.

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So to get started all you need to do is choose
which fund to go for. Whether you’re more

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comfortable taking a lower risk approach or are
happy to take a bit more risk in the hope of potentially

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higher returns, hopefully there'll be a fund
to match your needs.

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I hope you found that helpful – but there is a lot more
information about Ready-made Investments on our website.