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Coronavirus overdraft calculator

What it’ll cost between 1 May and 9 July 2020

How we’re helping with interest charges

To help you through these unprecedented times, we’re introducing some temporary measures to reduce interest charges on our personal arranged overdrafts. Between 1 May and 9 July 2020

  • We’re not charging any interest on overdrawn balances up to £750
  • We’re waiving some of the interest to reduce the annual rate of interest from 35% to 19.51% on overdrawn balances over £750
  • We’re capping interest charges at £90 per monthly charging period

This calculator will help you work out how much you’ll be charged during this time. You can still use our standard overdraft calculator to work out charges after 9 July 2020.

Our overdraft FAQs have more information.

Coronavirus overdraft calculator

Daily fees - overdraft balance

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Breakdown of Charges

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Unarranged borrowing

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Representative example

How does our overdrafts compare?

Unarranged Overdrafts

day days % Interest free Year Up to Over All borrowing