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Help to Buy centre

Get help with buying your home

  • Get a mortgage with just a 5% deposit
  • Top up your deposit to access more mortgage deals
  • Give your savings a boost with a Help to Buy: ISA

Your home may be repossessed if you do not keep up repayments on your mortgage.

For first-time buyers and movers

Help to Buy Equity Loan

Top up your 5% deposit towards a new-build home with an equity loan of up to 20% to access a wider range of mortgage deals.

London Help to Buy

You can apply for a higher equity loan limit – up to 40% – if you’re buying a new-build home in any London borough. 


Help to Buy: ISA

Take advantage of tax-free savings and receive a 25% government bonus on amounts saved between £1,600 and £12,000 when you buy your first home.

Help to Buy Mortgage Guarantee

The Help to Buy mortgage guarantee scheme closed for applications 31 December 2016.

Important information

Our mortgages are subject to status and availability. You must be 18 years or over to apply for a mortgage.