Can I reduce my credit limit?
Yes. How much you can reduce your credit limit by depends on whether you have an outstanding balance.
- If you don’t have an outstanding balance, you can reduce your credit limit to a minimum of £250
- If you have an outstanding balance, you can reduce your credit limit to a minimum of 105% of your outstanding balance
Please call us on 0800 15 22 888 or +44 123 668 1763 from abroad to reduce your credit limit. Just remember that once you’ve reduced your credit limit, you won’t be able to increase it again.
To maintain a quality service, we may monitor or record phone calls. Calls to 0800 numbers are free from a UK landline or personal mobile. International calls are charged at the local rate. Mobile costs may vary – please check with your provider.