Will I be charged for repaying my loan early?

You can repay your loan whenever you want to, but as well as any other interest that’s due, we’ll charge you a fee equal to 30 days’ interest. This will be based on the total amount outstanding.

  • Online banking

    For an up-to-date settlement figure and to repay your loan in Online Banking, simply select your loan, then ‘Service my Loan’. Choose ‘Pay off my loan early’ and the on-screen instructions will guide you from there.

  • The app

    You can get an up-to-date settlement figure and repay your loan using the Barclays app, if you’re registered.

    From your home screen, select your loan then ‘Pay off loan’. Then follow the instructions.

     

  • By phone

    You can call 0800 716 598* for an up-to-date settlement figure and to repay your loan. Lines are open Monday to Sunday, 8am to 10pm.

  • Branch

    You can repay your loan at the counter in one of our branches. 

    Find your nearest branch. 

Are you a Premier customer?

For an up-to-date settlement figure and to repay your loan, speak to your Premier Manager or call 0800 924 7365*.

If you’ve protected your loan with Payment Protection, you may be eligible for a partial refund from Barclays Insurance (Dublin), depending on which loan you have. The type of loan you have might also mean that different conditions apply.