Do I have to join Paym to use Pingit?
No – if you don’t join Paym, you can still send and receive Pingit payments. You can also use Pingit to send money to people who’ve joined Paym but haven’t joined Pingit, you won’t be able to get payments from them.
If you’d rather not join Paym, and you’re a Barclays current account holder, you can still get Paym payments from people with the Barclays app. You can get the Barclays app from your app store.