Help with Mortgages Offset mortgages
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Offset mortgage calculator
Use our offset mortgage calculator to see how you could reduce your monthly payments or pay off your mortgage sooner.
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Offset mortgage calculator
Use our offset mortgage calculator to see how your savings could reduce your mortgage term or monthly payments.
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Can I withdraw an account from the offset mortgage arrangement?
Yes, just let us know what account you no longer want to offset and we'll sort it for you.
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How can an offset mortgage reduce the length of my mortgage?
Barclays will take your monthly payment and the benefit of offsetting your savings will be used to reduce the capital part of your mortgage. Details here.
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What interest rate will I pay on my offset mortgage?
Our offset mortgages are tracking Barclays Bank Base Rate. Find out more.
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With an offset mortgage, will I get credit interest on my savings?
You won't earn interest on savings linked to an offset mortgage. Find out more here.
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When will my reduced offset mortgage payments show on my account?
Discover when you will find reduced payments on your account.
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If I have exactly the same in savings as I have on my offset mortgage, will I pay or receive any interest?
In theory you won't earn credit interest or pay interest on your mortgage. Discover more here.
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If I have chosen to reduce my monthly payments on an offset mortgage, how will I know what I’m paying each month?
We'll send you a statement with the details.
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Which accounts can I use to offset against my mortgage?
There are a range of current and savings accounts that you can offset against your mortgage. Find out more here.
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