Combined buildings and contents insurance

Unlimited² rebuild and repair costs for emergencies like burst pipes, floods and storm damage and your possessions in your home

Matching items – unlimited up to sum insured for contents and up to £10,000 for buildings, for fixtures like bathroom tiles and suites

Alternative accommodation up to £100,000 if you’re unable to live in your home after flood, fire or other emergency

Valuable items up to £20,000, with a further £20,000 for individual items worth over £2,500 each

Adjustable excess to suit you

Available for extra fees

Buildings and contents accidental damage

Protected no-claim discount

Accidental damage isn’t standard but you can choose to include it with your cover, or through gadget, bike, personal items and sports equipment cover

Damage caused by wet or dry rot

Gates, fences or hedges blown down in a storm

Your possessions away from home – choose personal items, gadget, bike and sports equipment cover for insurance when you’re out and about

Damage caused by wear and tear, or any damage that happens gradually

You’ll need to get a quote for buildings and contents cover before 4 July 2021 and then take out a new policy within 90 days of your quote. Terms, conditions and exclusions apply¹.

We’ll be in touch within 60 days of your policy start date to tell you how to get your hamper or e-voucher. You can choose from a family, Indian or Italian hamper, or a £30 Just Eat, Uber Eats or Deliveroo e-voucher if you want a night off cooking. You’ll need to let us know your choice before 23 December 2021.