Combined buildings and contents insurance

Your home is probably the most valuable thing you own, make sure it and the possessions that matter to you are covered.

Unlimited¹ sum insured for your possessions and any rebuild and repair costs
We’ll replace matching items if one of a set is damaged, like your sofa or bathroom tiles
Buy cover enhancements for extra protection if you need it

The finer details

Make life easier by getting combined buildings and contents insurance.

What’s covered

Unlimited¹ rebuild and repair costs for emergencies like burst pipes, floods and storm damage and your possessions in your home
Matching items – unlimited up to sum insured for contents and up to £10,000 for buildings, for fixtures like bathroom tiles and suites
Valuable items up to £20,000, with a further £20,000 for individual items worth over £2,500 each
Alternative accommodation up to £100,000 if you’re unable to live in your home after an emergency
Adjustable excess to suit you

Available for extra fees

Buildings and contents accidental damage
Protected no-claim discount
Working from home cover
Student contents extension

What’s not covered

Accidental damage isn’t standard but you can choose to include it with your cover, or through gadget, bike, personal items and sports equipment cover
Damage cause by wet or dry rot
Gates, fences or hedges blown down in a storm
Your possessions away from home – choose personal items, gadget, bike and sports equipment cover for insurance when you’re out and about
Damage caused by wear and tear, or any damage that happens gradually

It’s important you understand exactly what is and isn’t covered by buildings and contents insurance. The examples we’ve shown above are only intended as a guide – full details are in the policy document.