Buildings insurance

Unlimited rebuild and repair costs² for structural damage caused by extreme weather, fire or subsidence to your home and permanent fixtures, outbuildings, boundary walls, drives, paths, pools and gates

Matching items up to £10,000, to replace a damaged part of a set, like your bathroom tiles

Alternative accommodation up to £100,000 if you’re unable to live in your home after a flood, fire or other emergency

Adjustable excess to suit you

Available for extra fees

Buildings accidental damage – over half of claims enquiries relate to accidental damage, a quarter of which are for buildings. It covers things like broken windows, cracked basins and damaged pipes

Protected no-claim discount allows two claims in five years without losing your no-claim discount, and your premium won’t be affected as a direct result of a claim

Accidental damage isn’t standard but you can choose to include it with your building insurance

Damage caused by wet or dry rot

Gates, fences or hedges blown down in a storm

Get a quote between 2 November 2020 and 31 January 2021, then buy your policy if you want to go ahead. It’ll need to include either buildings, contents or starter contents cover. Terms, conditions and exclusions apply¹.

We’ll contact you within 60 days of your policy starting to let you know how to get your £50 discount when you buy one of these Hive smart home bundles. You need to buy your smart home bundle by 30 September 2021.