Gadget insurance

Our gadget cover goes where you go

Wherever in the world you take your gadgets, make sure they’re insured.

Protect your smartphone, laptop, tablet and digital camera from loss, theft and damage
You’re covered whether you’re at home or anywhere else in the world
Available if you’re insuring your contents with us (including starter contents)

What’s covered

With gadget cover, you can carry your gadgets around with you and they’ll be covered against loss, theft or damage not just at home but anywhere in the world. Your phone’s protected against unauthorised network charges and if it’s stolen, we’ll always aim to provide a refurbished replacement within 48 hours.

You're not just covered, you're Barclaycovered.


	What you get as standard
Worldwide cover for your gadgets and associated accessories against loss, theft or damage	Cover for mobile phones, laptops, tablets, digital cameras and other portable electronic devices Accessories, such as camera lenses, covered up to the sum insured Choose the level of cover you need, from £1,000 to £10,000 – no need to pay for anything you don’t require You only need to specify individual gadgets if they’re worth more than £1,000 Replacement, repair or cash/vouchers for gadgets
Mobile phone breakdown	We’ll aim to provide a refurbished replacement mobile phone within 48 hours, if yours breaks down outside the manufacturer’s warranty
No age restrictions on gadgets	It doesn't matter how long you've had your gadgets, they're covered regardless of age
Family cover	We’ll also cover gadgets belonging to your partner and other family members who live with you permanently
Independent excess	The excess on your gadget cover is completely separate to the excess on any other cover you purchase, so you can set it to suit you, from £50 to £200

What’s not covered

We won’t replace your mobile with a new one, it’ll be a good-as-new refurbished model. Other exclusions include

Unauthorised use if you haven’t notified your network provider within 24 hours of discovering your gadget has been lost or stolen
Loss of information stored on the gadget, such as music, photos or videos
Cosmetic damage such as scratches, dents or any other type of damage that doesn’t stop the gadget from working properly

The policy document [PDF, 642KB] provides full details of what is and isn’t covered. The list we’ve shown above is only intended as a guide.

This could suit you if

You want cover for your gadgets both inside and outside the home
You want to protect your gadgets along with your other possessions under one insurance policy

Only have a few gadgets?

If your gadgets are worth less than £1,500, or you only want to cover up to four mobile phones, our Tech Pack [PDF, 55KB] might be a better option.

The insurer of Barclays home insurance is Gresham Insurance Company Limited, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: 8 Surrey Street, Norwich, Norfolk, NR1 3NG Registered in England, Registered No. 110410.