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Personal items insurance

Personal items insurance

Protect your possessions, wherever you are

Get cover for your personal items wherever you are, including your jewellery, guitar or designer clothes. 

  • What’s covered

    Your personal items would be covered under contents insurance, but only while they’re in your home. With personal items cover, you can wear your jewellery, take your guitar out or wear your designer clothes anywhere in the world, and they'll be covered in the event of loss, theft or damage.

    You’re not just covered, you’re Barclaycovered.

    What you get as standard

    Worldwide cover for your personal items and money

    Cover for the things you wear or take with you – such as watches, jewellery, clothes, books, bags, musical instruments and money – wherever you take them, against loss, theft or damage

    Choose the level of cover you need, from £250 to £20,000

    You only need to specify individual items if they’re worth more than £2,000

    Independent excess

    The excess on your personal items cover is completely separate to the excess on any other cover you purchase, so you can set it to suit you, from £50 to £200

  • What’s not covered

    If there’s a specific cover available for your personal items, such as gadget, bike or sports equipment, it won’t be covered under personal items cover. Other exclusions include:

    • Theft from an unattended vehicle, unless the item was hidden from view in a locked, enclosed compartment and the vehicle was broken into with force
    • Furniture, furnishings, household goods and equipment or food and drink

    The policy document 1.13 MB provides full details of what is and isn’t covered. The list we’ve shown above is only intended as a guide.

    This could suit you if:

    • You take your possessions, such as jewellery, watches, wallet or purse, outside your home 
    • You want cover against loss or theft of personal money, including cash, cheques, stamps, gift vouchers, season tickets, travel tickets and more

    Try our other options if:

    • You want cover for sports equipment when you take it away from your home
    •  You’re looking to insure gadgets, eg mobile, tablet, digital camera
    •  You want to insure your bike while you’re using it

What you’ll need to get a quote

  • Details about the type of property you’re living in.
  • Your claims history on home insurance for the last 5 years
  • The value of any items worth over £2,000

Manage your policy online

Log in to view and download your policy documents, update your details or insure more items.

Need to make a claim?

Log in to make a new claim or update an existing claim.

Any questions?

Contact us

0800 015 0246 1

Monday to Friday, 8am to 10pm
Saturday, 8am to 6pm
Sunday and bank holidays, 10am to 4pm