Starter contents cover

Starter contents cover

Flexible insurance when you own a bit less

Why pay for cover you don’t need? If you own a bit less, or are a student living away from home, starter contents protects what’s important right now.


  • Suitable if you’re a student studying away from home or you don’t have much stuff
  • Protect your things against theft or damage when they’re in your home or term-time home
  • Choose how much cover you need, from £2,000 to £15,000
A street view of the first floor windows of a period terrace street

Buildings insurance

Our buildings cover protects your most valuable assets from damage caused by extreme weather, fire and subsidence. You can also add cover enhancements for extra protection against accidents and claims.

  • Unlimited1 rebuild and repair costs for emergencies like burst pipes, floods and storm damage
  • We’ll replace matching items if one of a set is damaged, like your bathroom tiles
  • Buy cover enhancements for extra protection if you need it
Contents cover

Contents insurance

Replacing your possessions could be surprisingly expensive. That’s why our contents insurance offers an unlimited amount to cover items for theft and damage while they’re in your home.

  • We’ll replace matching items if one of a set is damaged and cover for your valuables like jewellery and watches
  • Buy cover enhancements for extra protection if you need it

What you’ll need to get a quote

  • Details about the type of property you’re living in.
  • Your claims history on home insurance for the last 5 years.

Manage your policy online

Log in to view and download your policy documents, update your details or insure more items.

Need to make a claim?

Log in to make a new claim or update an existing claim.

Any questions?

Contact us

0800 015 0246 2

Monday to Friday, 8am to 10pm
Saturday, 8am to 6pm
Sunday and bank holidays, 10am to 4pm

Bike offer terms, conditions and exclusions

a. Valid for quotes between 25 June 2020 to 9 August 2020 where the policy starts within 90 days of the quote date. Quotes amended after 9 August 2020 are no longer eligible.

b. Offer available to new home insurance customers only.

c. To be eligible, the policy must include

  • Buildings, contents or starter contents cover and
  • Bike cover

d. You’ll be eligible to receive a credit for the cost of your bike cover once your policy has been live for 90 days. You must continue to make your premium payments for the policy, which won’t change as a result of the credit.

e. Once the policy’s been live for 90 days, the insurer, Gresham Insurance Company Limited, will credit the cost of bike cover back to you within 30 working days. If you’ve paid by Direct Debit, the credit will be made back to the same account. If you’ve paid by credit or debit card we’ll contact you to confirm the bank account you’d like us to credit. If we’re unable to contact you or don’t hear from you, we’ll send you a cheque.

f. If you remove buildings, contents or bike cover within 90 days of your policy start date, you won’t be eligible for the bike cover credit.

g. If you’re renewing an existing policy, you’re not eligible for this offer.

h. Offer excludes bike, personal items, gadget, sports equipment, legal services and home emergency cover when bought on a standalone basis, landlord cover and Premium Home Insurance.

i. Policies cancelled within 14 days of the start date or with unpaid premiums won’t be eligible.

We may withdraw or amend this offer at any time. Promoted by Barclays Insurance Services Company Limited. Registered office: 1 Churchill Place, London E14 5HP.