Starter contents cover

Flexible insurance when you own a bit less

Why pay for cover you don’t need? Our starter contents insurance lets you protect what’s important right now. And you can change your cover if you need to.

Suitable if you’ve just moved into your first home or you don’t have much stuff
Protect your things against theft or damage in the home
Choose the level of cover you need between £2,000 and £15,000

What’s covered What’s covered


	What you get as standard
Cover for your possessions while they're in your home	Cover if your possessions are lost, stolen or damaged Choose the level of cover you need, from £2,000 to £15,000 – no need to pay for anything you don’t want
Valuable items cover	Protection for your most valuable items, like jewellery, watches and art, up to the contents sum insured Specify single items over £1,000
Cover against damage while you're moving home	Protect your things against mishaps while they’re being transported to your student home, whether by a removal company or if you move them yourself
Replacement locks and keys	We’ll cover the cost of replacement locks if your keys are lost or stolen, keeping your home secure
	Optional extras
Contents accidental damage	Cover for those little accidents that would otherwise cost a fortune to fix, such as spilling red wine on your carpet, knocking the TV off its stand or dropping your laptop or tablet
Protected contents no-claim discount	Allows 2 claims in 5 years without losing your no-claim discount and your premium won’t be affected as a direct result of those claims

What’s not covered What’s not covered
Limits apply to certain things within your starter contents cover, such as single item cover. These will be set out in the policy schedule. Some things aren’t covered, including:
- Motorised vehicles, aircraft, caravans, boats or any other kind of water vehicle
- Accidental damage – wider cover is available as an add-on (contents accidental damage) or through gadget, personal items, bike and sports equipment covers
- Theft by paying guests of tenants
- Certain theft or damage that happens when your home is unoccupied for more than the number of days permitted by the policy
The policy document provides full details of what is and isn’t covered. The list we've shown above is only intended as a guide.

Any questions?

Important information

Restrictions apply, see amazon.co.uk/gc-legal
Argos eGift cards can be redeemed online and in-store.
One voucher per household. New customers only, terms and conditions apply. Offer excludes starter and student contents, standalone bike, gadget, sports equipment, legal services, home emergency, Premium Home Insurance, and policies purchased via comparison websites. Valid for quotes between 10 June 2019 and 25 August 2019 where the policy starts within 90 days of the quote date. Quotes amended after 25 August 2019 are no longer eligible. Offer available to new home insurance customers only whose policy includes buildings and/or contents. Renewing customers don’t qualify. Policies cancelled within 14 days or with unpaid premiums aren’t eligible. Within 30 days of the policy starting, you’ll be contacted by email or post with details of how to select and receive your voucher. We may withdraw or amend the offer at any time. The promoter is Barclays Bank UK PLC, 1 Churchill Place, London E14 5HP.
To start earning rewards, you’ll need to register for Barclays Blue Rewards and have a suitable Barclays current account. You’ll need to pay a £4 monthly fee and have £800 paid into your account every month. £36 a year is based on earning £3 a month for taking out or renewing your personal combined buildings and contents cover or finer home insurance with us after you’ve joined Barclays Blue Rewards, over the course of 12 months. You will earn £1 a month for taking out or renewing your standalone personal buildings or contents cover with us. £84 a year is based on earning the full £7 Loyalty Reward each month for banking with us over the course of 12 months– you’ll get £3.50 cashback monthly for each of your first two Direct Debit payments. Make sure you join Barclays Blue Rewards within the first 30 days of your policy start date to get the Home Insurance Loyalty Reward.
To maintain a quality service, we may monitor and record phone calls. Calls to 0800 numbers are free when calling from a UK landline. Charges may apply when using a mobile phone or when calling from abroad. Call charges

Starter contents cover

What’s covered What’s covered

What’s not covered What’s not covered

Buildings insurance

Our £25 gift to you with contents insurance

Home insurance loyalty reward

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Important insurance documents

Important information