Flexible insurance when you own a bit less
Why pay for cover you don’t need? If you own a bit less, or are a student living away from home, starter contents protects what’s important right now.
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What you get as standard |
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Cover for your possessions while they're in your home |
Cover if your possessions are lost, stolen or damaged Choose the level of cover you need, from £2,000 to £15,000 – no need to pay for anything you don’t want |
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Valuable items cover |
Protection for your most valuable items, like jewellery, watches and art, up to the contents sum insured
Specify single items over £1,000 |
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Cover against damage while you're moving home |
Protect your things against mishaps while they’re being transported to your new home or student accommodation, whether by a removal company or if you move them yourself |
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Replacement locks and keys |
We’ll cover the cost of replacement locks if your keys are lost or stolen, keeping your home secure |
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Optional extras |
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Contents accidental damage |
Cover for those little accidents that would otherwise cost a fortune to fix, such as spilling red wine on your carpet, knocking the TV off its stand or dropping your laptop or tablet at home |
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Protected contents no-claim discount |
Allows two claims in five years without losing your no-claim discount and your premium won’t be affected as a direct result of those claims |
Limits apply to certain things within your starter contents cover, such as single item cover. These will be set out in the policy schedule. Some things aren’t covered, including
The policy document provides full details of what is and isn’t covered. The list we've shown above is only intended as a guide.
Our buildings cover protects your most valuable assets from damage caused by extreme weather, fire and subsidence. You can also add cover enhancements for extra protection against accidents and claims.
Replacing your possessions could be surprisingly expensive. That’s why our contents insurance offers an unlimited amount to cover items for theft and damage while they’re in your home.
Log in to view and download your policy documents, update your details or insure more items.
Log in to make a new claim or update an existing claim.
0800 015 0246 2
Monday to Friday, 8am to 10pm
Saturday, 8am to 6pm
Sunday and bank holidays, 10am to 4pm
What's covered and what's not
Home insurance policy
Guide to home insurance
Important information
a. Valid for quotes between 25 June 2020 to 9 August 2020 where the policy starts within 90 days of the quote date. Quotes amended after 9 August 2020 are no longer eligible.
b. Offer available to new home insurance customers only.
c. To be eligible, the policy must include
d. You’ll be eligible to receive a credit for the cost of your bike cover once your policy has been live for 90 days. You must continue to make your premium payments for the policy, which won’t change as a result of the credit.
e. Once the policy’s been live for 90 days, the insurer, Gresham Insurance Company Limited, will credit the cost of bike cover back to you within 30 working days. If you’ve paid by Direct Debit, the credit will be made back to the same account. If you’ve paid by credit or debit card we’ll contact you to confirm the bank account you’d like us to credit. If we’re unable to contact you or don’t hear from you, we’ll send you a cheque.
f. If you remove buildings, contents or bike cover within 90 days of your policy start date, you won’t be eligible for the bike cover credit.
g. If you’re renewing an existing policy, you’re not eligible for this offer.
h. Offer excludes bike, personal items, gadget, sports equipment, legal services and home emergency cover when bought on a standalone basis, landlord cover and Premium Home Insurance.
i. Policies cancelled within 14 days of the start date or with unpaid premiums won’t be eligible.
We may withdraw or amend this offer at any time. Promoted by Barclays Insurance Services Company Limited. Registered office: 1 Churchill Place, London E14 5HP.