RAC Breakdown

Personal Cover

Barclays Pack holders and their Nominated Person (if applicable) are covered in any privately owned or leased vehicle they are travelling in.

The vehicle should be registered in your name, or another individual and used for social, domestic, pleasure, and commuting to and from a permanent place of work only.

Roadside and At Home

Cover for breakdowns and road traffic collisions.

Assistance to repair your vehicle at the roadside and at home.

If your vehicle cannot be repaired at the roadside or at home, RAC will transport you, the vehicle and passengers up to 10 miles, to an approved garage, local garage or a location of your choice.

No limit to the number of times you can call us out.

Anyone other than the pack holder and their nominated person.

Any breakdown or road traffic collision that happened before you had the Breakdown Cover Pack, or outside of the UK, Guernsey, Jersey and the Isle of Man.

A breakdown in a vehicle that is not privately owned or leased and is not used exclusively for personal use.

The cost of any parts or specialist resource.

The fitting of parts, including batteries, not supplied by us.

Your vehicle must be UK registered and less than:

• 3.5 tonnes.
• 5.5 metres long (including a tow bar).
• 2.55 metres wide.
• Motorcycles must be over 49 cc.

The amount of cover per section is highlighted in the terms and conditions.

You are covered in England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Isle of Man.

• You must update Barclays straight away if you wish to change your details, such as who is covered and your address.
• You must ensure your vehicle is in a legal and roadworthy condition.
• You must report a breakdown to the RAC straight away, follow their instructions and comply with their full terms and conditions.

A monthly fee of £9.00 for your Breakdown Cover Pack is payable in advance on the first working day of the month. The first fee is a pro-rata payment for the rest of the month in which the Pack is opened. All amounts include insurance premium tax at the appropriate rate.

• The insurance begins on the date that you purchased Breakdown Cover Pack.
• The insurance has an initial term of 6 months after which it renews every month until you cancel your Breakdown Cover Pack. If you tell us you wish to close your Pack, you’ll receive a part refund of one month’s fee as this is payable in advance.

• If you cancel within the first 14 days, any Breakdown Cover Pack fees you have paid will be refunded in full. This 14 day period begins on the date the Breakdown Cover Pack is opened or the date you receive your policy document, whichever is the later.
• Unless you cancel within the 14 day cooling-off period, you must hold this Pack for a minimum term of six months from the purchase date, after which you can cancel the Pack at any time.
• To cancel, you can remove the Pack within your available digital channel, call us on 03457 345 345, visit a branch or write to Barclays, Leicester LE87 2BB.