Ready-made investments made it easy to make my investment decisions

22 October 2021

3 minute read

How Premier banking customer Peter Waggett started his investment journey with Smart Investor.

Who's it for? All Investors

The value of investments can fall as well as rise and you could get back less than you invest. If you’re not sure about investing, seek professional independent advice.

Peter Waggett turned to Barclays to get his money working harder after building up a cash reserve. Read about Peter’s investment journey so far with Smart Investor:

I had managed to let a lump sum build up in my cash ISA account. With interest rates so low it didn’t make any sense to have anything more than my usual cash buffer sitting in the account.

A couple of months ago I decided that the time was right to move the money somewhere it would work harder. The problem is that I’m rather lazy when it comes to my own money, so I was glad to have help from Barclays - in two ways.

Firstly, I am fortunate to have a Premier Relationship Manager, Jacob, on hand to guide me through the investment options that Barclays offers. I had a rough idea of what I wanted to do so Jacob helped with the mechanics of getting it all set up.

Secondly, Smart Investor’s Ready-made Investments offered just what I needed, providing me with an easy route to making my investment decisions, because they have a range of diversified funds managed by the experts.

The last thing I want to do is look at finance and figures when I get enough of that in my job, which is extremely demanding. I was glad that all I had to choose was how much risk I wanted to take with my money. I found that selecting the right level of risk was straightforward and when I did have some questions around setting up the investments, it was extremely convenient to be able to pick up the phone to Jacob.

I’m not that far off retirement but I want to know my money is working hard in a tax efficient Investment ISA for the future. It's handy that I am able to keep an eye on my money with the app which tells me what I need to know about my new investments.

Having banked with Barclays for 45 years, I am happy to place my trust with them. I have used a financial adviser in the past but felt confident that Barclays offered what I needed for this investment.

Jacob Mathew, Barclays Premier Relationship Manager, says: “Many investors like Peter are looking for a home for cash saved during the last couple of years when spending levels dropped.

“It was a pleasure to help Peter get his money invested so he could reach his goal of getting it to work harder for the future.”

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The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and their effects on you will depend on your individual circumstances.

Investment ISA

A simple and tax efficient way to start investing

Boost your savings by investing up to £20,000 in our Investment (Stocks & Shares) ISA per year completely tax-free.

If you've used your ISA allowance this tax year, you can open a regular Investment Account or transfer in another ISA to us.1