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Investment ISA

A tax-efficient way to invest

Remember, the value of investments can fall as well as rise, and you could get back less than you invest. If you’re not sure about investing, seek independent advice. Tax rules can change and their effects on you will depend on your individual circumstances.

What’s an Investment ISA?

An Investment ISA, or stocks and shares ISA, is a tax-efficient wrapper in which you can buy, hold and sell investments such as funds, shares and bonds.

If you’re prepared to accept the risk that you might lose money, our Investment ISA gives you access to a wide range of investment opportunities to help you reach your financial goals.

Enjoy £20,000 of tax-free savings

You have an ISA allowance of £20,000 in the 2018/19 tax year – this can be split between cash, investment, innovative finance or lifetime ISAs.1

Why choose an Investment ISA?

Protect your returns from capital gains tax (CGT), tax on dividends and income tax when you invest through an ISA2

Discover our Ready-made Investments – ideal if you’re looking for a single investment that gives you a wide investment exposure

Build on your own diversified portfolio and choose from a wide range of funds, shares and other investments

Access tools, articles, videos and research to help you make smarter investment decisions

Transfer an existing cash or investment ISA to us quickly and easily3

Get the best price offered by our selected Retail Service Providers every time you invest with Barclays Price Improver™4

Already bank with us? You can manage your ISA easily in Online Banking

Withdraw money from your ISA if you need it, and pay it back in before the end of the tax year without using your annual allowance

Remember, the value of investments can fall as well as rise.

Apply for your Barclays Investment ISA

Log in to apply

If you have a Barclays Investment Account, or use Barclays Online Banking with a current account, just log in to apply for an Investment ISA.

Apply without logging in

If don’t have a Barclays Investment Account and don’t use Barclays Online Banking with a current account, you can apply for an Investment ISA without logging in.

Fees

What are the Investment ISA fees?

Our fees are transparent, so you can clearly see what you’re paying for.

Our monthly Customer Fee covers the running of your investments across all your accounts, which includes reinvesting dividends and transferring investments. You’ll also pay a transaction fee each time you buy or sell an investment.

Depending on the types of investments you choose, you may also be charged taxes, like Stamp Duty, or fund manager fees.

Read more about our Smart Investor fees

Transfer an ISA to us

If you have an ISA elsewhere, you can transfer it to us at any time – but before you start, you’ll need a Smart Investor account.

Transferring your ISAs doesn’t affect their tax-efficient status, but you should make sure that you don’t have to pay penalties or give up valuable benefits – and that you're aware of all the risks and drawbacks involved in this.

Once your new account is open, you can start the transfer process immediately.

Read our transferring investments page for more information.

FAQs

  • How do I open an Investment ISA?

    It’s quick and easy to open an ISA online, and you’ll be able to see all your accounts, savings and investments in one place – simply log in if you already bank with us to get started.

    You’ll need to be over 18, a UK resident or a Crown-employed non-resident, or married to a Crown employee to be eligible to open an Investment (stocks and shares) ISA.

    If you’re new to Barclays, you can apply online. Once you’ve opened your ISA, you can manage it easily in Online Banking and our mobile-banking app.

    Please read our terms and information on our fees – we’ll ask you to agree with these when you apply.

  • What’s my Investment ISA limit?

    You can put up to £20,000 into an Investment ISA in the 2018/19 tax year.

    Alternatively, you can split your allowance between a cash, investment, or innovative finance ISA and lifetime ISA. However, with a lifetime ISA, you can only pay in up to £4,000 in each tax year.

  • What can I hold in an Investment ISA?

    You can hold funds, shares, gilts and bonds, Exchange Traded Funds (ETFs), Investment Trusts and new issues in your Investment ISA.

    If you want to invest this year’s £20,000 allowance, but haven’t decided yet where to put your money, you can hold cash in your Investment ISA until you’ve made up your mind.