Plan & Invest

Receive a personalised Investment Plan

Our professionals select and manage your investments

You should be willing to invest for a minimum of five years but you can withdraw the value of your investment at any time. However, investments may fall in value and, if you withdraw early, there may not be enough time to have a reasonable chance of recovering those losses. Losses will also be more likely if you stop investing early

All-in annual costs range between 1.39% and 1.59% p.a. (per annum) based on the value of your investments

UK based phone support

Minimum investment amount of £5,000 by cash or ISA transfer. You should carefully consider the implications of transferring before doing so. You can find out more in our FAQs

Available to Barclays current account holders

Track progress towards your goal in Online Banking.

Any questions?

We’ve got lots of information in our FAQs but if you’d like to talk to someone, our UK based team are just a phone call away. Call us on 0333 202 7533. Opening hours: Monday – Friday 09:00 – 17:00 (excluding UK bank holidays).

Call charges may apply. Please check with your service provider. To maintain a quality service we may monitor or record phone calls.

Tell us about yourself

To help us make sure your Investment Plan is truly personalised, we ask you a series of questions online.

It’s important that we get this right so we ask you to set aside some time to do this.

We’ll ask you about:

Your investment goals

Your finances

How you feel about taking risk

Your annual ISA allowance.

At least once a year we’ll ask you to repeat these steps so that we can make sure you’re always invested in a way that’s right for you. If your circumstances change you can also do this online at any time.

We'll create your personalised Investment Plan

The Plan will show you:

How much you can afford to invest straight away and on a monthly basis

The likelihood of reaching your goal, if you’ve set one up and what you can do to boost your investments

The investment strategy we believe is right for you and how we’ll adjust it as you get closer to the time you want to use the money generated by your investments

The combination of ISA and/or Investment Account we’ll open for you so that you’re investing in a tax-efficient way. We’ll use an ISA first when appropriate. Although, please be aware that tax rules can change in future and that their effects on you will depend on your individual circumstances.

Service costs

These costs cover the planning, investing and safekeeping services we provide.

1.14% p.a. of the value of your account(s) payable monthly

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Product costs between 0.25% - 0.45% p.a. of the value of your investments

These are related to the products you're invested in. The actual amount will depend on the type of investments we select for you in your personalised Investment Plan.

Representative example

Based on the value of your account(s)

Products costs are in addition to the service costs shown above.