Welcome to Asset Allocation, my name is Will Hobbs, Chief investment Officer.
At Barclays, we have an investment framework that structures how we manage your investments.
One element is where our dedicated Asset Allocation team combine their forward-looking expert views with the characteristics of assets and they try and work out a robust strategic asset allocation.
Asset allocation is about deciding how much money is invested into different types of investments.
The main types of assets for investing are shares across the world, government bonds, corporate bonds, and cash.
Asset allocation is divided into two things.
One can be strategic – the long-term view based on investment composition– or it can be tactical, the tactical adjustments, mainly based on our shorter term, three-to-12 month outlook.
Investing across a broad range of assets helps to spread the risk, as the overall investment return is not reliant on the success or failure of one single investment.
Also, different asset classes perform differently in different market environments.
Our senior investment professionals will select that mix that we believe to be the most appropriate to help you meet your long-term investment goals.