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You need to be registered for Online Banking or the Barclays app. It usually takes less than 10 minutes to apply, but if you’re not registered it will take longer.

You might not be able to apply for a Barclayloan, or see your personalised price quote or provisional loan limit online or in your app, because it is subject to application, financial circumstances and borrowing history. If this happens to you, please contact us to discuss your options.^{Return to reference}

If your application is approved, and you sign your agreement online or in your app between 7am and 10.30pm, you’ll usually get your money straight away (within a few minutes). If you don’t bank with one of the main UK high street banks, sometimes it can take up to a couple of hours. If you sign after 10.30pm, you’ll usually get your money before 9am the next day. You might not be able to apply or sign on a Sunday, during the times we mentioned, if we’re making updates.^{Return to reference}

The rate you’re offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term. Loans are subject to application, financial circumstances and borrowing history. Eligibility and conditions apply. You must be a UK resident to apply.^{Return to reference}

Lines are open Monday to Sunday 8am to 9pm, and bank holidays 8am to 6pm. To maintain a quality service, we may monitor or record phone calls. Call charges.^{Return to reference}