Apply for your personal loan

You can check your loan rate in Online Banking1 or Barclays Mobile Banking1 before you apply – without affecting your credit score.

Make sure you’ve read all of the information in the email and below before you apply.

Get your personalised price quote

No affect to your credit score

Apply online or in your mobile app1

Fixed monthly repayment so you can budget, and a choice of payment terms, depending on the loan amount. All loans are subject to status. Early settlement fees apply.

  • You have the right to repay your loan early, in part or full, at any time. We’ll charge a fee equal to 30 days’ interest on the amount you’re repaying, as well as any other interest that’s due.

  • To apply online, you’ll need

    A Barclays current account

    UK residency

    To be aged 18 or above

    You can use your loan for almost anything, apart from

    • Business reasons
    • Investments, including buying stocks and shares
    • Timeshares
    • Purchasing property (home improvements are fine)
    • Gambling-related expenses
    • Repaying CCJs (county court judgments)
    • A purchase made by combining this loan with any others

Ways to borrow

Explore your borrowing options – and find the right one for you.