Your buy-to-let mortgage rates

Switch your deal online

No legal or valuation fees, and no credit checks or affordability assessments – switching your rate online is easy, as long as you

  • Don’t need help to choose your new rate
  • Aren’t making any other changes to your mortgage
  • Are eligible to switch online – we explain what this means below your personalised rates

Your buy-to-let property may be repossessed or a receiver of rent appointed if you do not keep up payments on your mortgage.

Coronavirus and your rate switch

We’re processing more applications than usual right now, which means there may be a delay completing your rate switch.

We’ll send you a letter confirming the new rate when we’ve completed your switch. If your monthly mortgage payment doesn’t use the new rate you applied for, we’ll refund any additional amounts you paid, from the date your new rate starts, when your rate switch completes.

Enter your mortgage details to view the monthly payment

You can find your mortgage balance and term in your mortgage statement or by calling us1 on 0800 022 4022. Lines are open Monday to Friday, 8.30am - 5.30pm and Saturday 9am - 1pm.

All of the mortgages below are interest-only mortgages and the monthly payment amounts are calculated on this basis. These mortgage rates may change or be withdrawn at any time, so we can't guarantee the rate displayed or monthly payments until we receive all the necessary documentation from you.

Loading mortgage data. Please wait...

Check you’re eligible

There are some circumstances where you’ll need to call us to switch, rather than switching online.

You can switch to a new buy-to-let rate using the online application form if you

  • Don't need support when applying to switch rates
  • Aren’t making any other changes to your mortgage, such as borrowing more, changing your mortgage term or repayment method
  • Have an interest-only mortgage, with no part set up as repayment
  • Are named on the mortgage agreement, and it's not in more than 2 people's names
  • Are up to date on your mortgage payments
  • Have a mortgage rate that will end within 90 days or a mortgage that doesn't have early repayment charges

If you don’t meet all these conditions, please call us1 on 0333 202 7578 to book an appointment with a mortgage adviser. Lines are open Monday to Friday 8am - 9pm, Saturday 9am - 8pm and Sunday 10am - 4pm.