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Your buy-to-let mortgage rates

Switch your deal online

No legal or valuation fees, and no credit checks or affordability assessments1 – switching your rate online is easy, as long as you

  • Don’t need help to choose your new rate
  • Aren’t making any other changes to your mortgage
  • Are eligible to switch online – we explain what this means below your rate choices

Your buy-to-let property may be repossessed or a receiver of rent appointed if you do not keep up payments on your mortgage.

Delays to switching rates
Due to unprecedented demand, there may be a delay processing your rate switch. This is because we’re processing more applications than usual right now.

Enter your mortgage details

You can find your mortgage balance and term in your mortgage statement or by calling us on 0333 202 75782. 

All of the mortgages below are repayment mortgages and the monthly payment amounts are calculated on this basis. These mortgage rates may change or be withdrawn at any time, so we can't guarantee the rate displayed or monthly payments until we receive all the necessary documentation from you.

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Check you’re eligible

You can switch to a new buy-to-let rate using the online application form if you

  • Don't need support when applying to switch rates
  • Aren’t making any other changes to your mortgage, such as borrowing more, changing your mortgage term or repayment method
  • Have a repayment mortgage, with no part set up as interest-only
  • Are named on the mortgage agreement, and it's not in more than 2 people's names
  • Are up to date on your mortgage payments
  • Have a mortgage rate that will end within 180 days or a mortgage that doesn't have early repayment charges

If you don’t meet all these conditions, book an appointment online. Our team is available Monday to Friday from 7am to 8pm, and from 7am to 5pm on weekends, except on UK bank holidays. If you’d prefer to talk by phone, call us2 on 0333 202 7578.