Additional borrowing

You’ve been pre-selected to borrow more against your property

As you already have a mortgage with us, applying is easy – but we’ll still need to ask you a few questions.

Borrow up to 85% of your home’s value

Get up to 85%, or 80% if you’re consolidating any debt. Remember – this limit includes your current mortgage balance, plus the extra amount you’d like to borrow.

Payments that suit you

Repay your new amount over the term of your mortgage, or ask us about paying over a different term.

We’ll help you apply

We’ll speak to you about your income and spending commitments. We’ll also check if you’ve made any big changes to your property, and whether its value or your credit score have changed since we last looked.

Contact us

Or give us a call1 to find out more.

Call 0333 202 7580

Our additional borrowing rates

See our full mortgage range, download our tariff of mortgage charges and read our legal information.

More options

Moving home

Moving home

Your options when you have a mortgage with us

Find out about the mortgage options you can choose from when moving home, and see our exclusive rates and deals for home movers.

Compare our loans

Focus on the future with a personal loan

When it comes to putting your plans into action, it’s personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply – without it affecting your credit score.

Subject to application, financial circumstances and borrowing history

Credit cards to suit your lifestyle

Want to buy now and spread the cost? Transfer balances? Earn as you spend? Got a limited credit history? Then there could be a Barclaycard for you.

A Barclays Visa Debit card being inserted into a card reader at a restaurant

Overdrafts explained

A short-term safety net

Discover how overdrafts work and how to stay on top of your finances.

Subject to application, financial circumstances & borrowing history. T&Cs apply