Ways of renting out your home
Depending on how long you plan to rent out your home, there are different options you might want to consider.
Buy-to-let mortgages
Approval needed
Permission to let
Approval needed
Holiday let
No approval needed
Buy-to-let mortgages
If you’re planning to permanently rent out your home, you’ll need to apply for a buy-to-let mortgage(2)
This could be right for you if:
- You won’t live at the property while it’s rented out
- You’re planning to rent out the property for the foreseeable future, with no intention to move back in
- You’re planning to become a landlord.
Permission to let
If you need to relocate for work, or to take care of a loved one, temporarily renting your home out can help you keep up your mortgage payments. To do this, you’ll need to apply for permission to let from us.
This could be right for you if:
- You won’t live at the property while it’s rented out
- You’re planning to move back into the property at the end of the tenancy
- The tenancy won’t extend beyond the end of your mortgage.
Important information
Your home may be repossessed if you don’t keep up repayments on your mortgage.(Return to reference)
Subject to application, financial circumstances and borrowing history. T&Cs apply.(Return to reference)