Woman and child throwing frisbee.

Premier Current Account

More than an everyday bank account

Enjoy a range of exclusive products and benefits – just for you.

24/7 access to our dedicated Premier relationship team

Access to exclusive Premier mortgages and savings accounts

Switch on Barclays Avios Rewards for £12 a month and collect Avios to put towards your next trip with British Airways.
      Eligibility and conditions apply

An exclusive black debit card with up to £1,000 daily cash machine withdrawals2

Fee-free international payments3 online or in the Barclays app4


Xexec. Driving engagement.

Are you eligible for Premier?

To join Premier, you need to have a current account with us and 

An annual gross income of £75,000 or more paid into it – at least £3,330 each month or £40,000 over the previous 12 months


At least £100,000 in savings with us and/or Barclays UK investments

From September 2022 you’ll need to pay a £20 monthly fee if you don’t meet this criteria. We’ll review your eligibility regularly and contact you to explain your options.

The value of investments can fall as well as rise. You may get back less than you originally invested. 

We’re here when you need us

A dedicated team to support you

Our dedicated Premier relationship team is on hand to help with any financial decisions or questions you have, whether it’s about your Premier account or any business accounts you have with us. Call us5 on 0800 924 7365, Monday to Sunday, from 8am to 10pm. You can also use Premier Telephone Banking 24/7 and chat with us in the Barclays app. We offer Video Banking for some services too.

Barclays Avios Rewards

Get closer to the travel you want

Join Barclays Avios Rewards for just £12 a month and you can start collecting Avios to put towards your next trip with British Airways. You’ll collect 1,500 Avios every month and, if you’re new to us, you’ll get 25,000 Avios as a joining bonus.

To get the bonus, you’ll need to complete a full switch via the Current Account Switcher Service within 3 months6. That’s a total of 43,000 Avios – enough for two peak return Euro Traveller flights to Nice – by the end of your first year7.

The Barclays app

A simple, secure way to manage your money

Our app makes managing your money easy – with spending insights to help you plan, simple ways to track your payments and the option to temporarily freeze a misplaced debit card. You can also check your payment calendar to see what’s due to leave your account day by day – and much more.

Products for you


Explore new possibilities with a Barclayloan8

4.3% APR Representative on loans of £7,500 to £15,000 over two to five years (your rate may differ). Subject to application, financial circumstances and borrowing history. 

Premier mortgages

Our best offers for your next home or property investment. 

Premier 2-Year Flexible Bond

An exclusive savings bond for you as a Premier customer. Earn a fixed rate on your money with the flexibility to access some of it too. Terms and conditions apply.

Additional benefits

Withdraw up to £1,000 a day

Your exclusive black debit card lets you withdraw up to £1,000 every day, as long as you have enough money in the account2.

Fee-free international payments

Use the Barclays app or Online Banking to send money to a wide range of countries without having to pay a charge3. You can also make international payments at a branch – with fees from £25. Just remember that the recipient’s bank may still charge a fee depending on where it’s based. 

Interest-free arranged overdrafts up to £500

As a Premier customer, you can apply for an interest-free arranged overdraft up to £500. Overdrafts, including interest free amounts, are subject to application, financial circumstances and borrowing history. 

How does our overdraft compare?

A good way to compare the cost of our overdraft with other overdrafts or other ways of borrowing is to look at the APR. The APR shows the cost of borrowing over a year.

Representative example

  • 0% interest (variable) payable on arranged overdrafts up to £500. If you use an arranged overdraft above this amount the annual rate of interest is 35.0% (variable)
  • 45.4% APR Representative (variable), based on a £1,200 overdraft balance and assuming monthly Premier fees of £20.00

You can find out more about our interest charges that apply by using our overdraft calculator – just select ‘Premier Current Account’ from the drop-down list.

Overdrafts are repayable on demand and you must be over 18 and UK resident to apply. You can contact us at Barclays, Leicester, LE87 2BB.  

Arranged overdrafts are subject to application, financial circumstances and borrowing history.

For more details, see ‘General information about overdrafts’, below.   

How to apply

It’s simple, safe and secure.

Sole account

Apply online for an account if you

  • Are 18 or older and not in full-time education. If you’re under 18 or a student, explore our other accounts
  • Have a UK mobile number
  • Have been a full-time UK resident for at least 12 months

Joint account

Apply online for an account you’ll share with someone if you

  • Are both 18 or older and not in full-time education
  • Have a UK mobile number, and you’re both present during the application
  • Have both been a full-time UK resident for at least 12 months

General information about overdrafts

An overdraft limit is a borrowing facility which allows you to borrow money through your current account.

There are two types of overdraft – arranged and unarranged.

An arranged overdraft is a pre-agreed limit, which lets you spend more money than you have in your current account. It can be a safety net to cover short-term outgoings, like an unexpected bill. It is not suitable for longer-term borrowing. We charge you for every day of the month that you use your arranged overdraft where you go beyond any interest free limit you may have.

An unarranged overdraft is when you spend more money than you have in your current account and you have not agreed an arranged overdraft limit with us in advance or you have exceeded an existing arranged borrowing facility.

You can only make payments from your account if you have enough money in your account or through an arranged overdraft to cover them. Barclays will always attempt to return any transaction that could take your account into an unarranged overdraft position. Having enough money in your current account or having an arranged overdraft limit could help prevent payments such as priority bills from being returned unpaid.

On very rare occasions we may be unable to return a payment (e.g. due to an offline transaction made on a flight) and the account may enter an unarranged overdraft. No additional charges will be applied in this situation.

Information regarding the conduct of your account may be sent to credit reference agencies. As with any debt or borrowing, this may affect your ability to get credit in the future.

Our Eligibility tool can show you the likelihood of getting an arranged overdraft and the overdraft calculator lets you see how much it could cost to use an overdraft. To use these tools and find out more about overdraft charges, please visit barclays.co.uk/youroverdraft.

If we hold a valid mobile number for you, we’ll automatically enrol you to receive relevant alerts regarding borrowing and refused payments, to help you avoid charges. You can also choose to receive additional alerts, including Low Balance and Large Credit or Debit. Tailor your alerts to your personal needs online, by phone or in branch. To find out more, visit barclays.co.uk/alerts.

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