Answer three short questions to see which of our two products is right for you
During these unprecedented times, we’re continuing to offer home insurance to help support and protect you in a time of need. If you have a policy with us, or if you’re not sure what our home insurance covers, take a look at our FAQs.
As a Premier customer, we offer you1
Choose the cover you need from a range of independent covers. Underwritten by Gresham, part of the Aviva group
Answer the questions to get started, or you can compare the key features of each product in the table below.
Answer three questions and we’ll help direct you to the right product for a quote.
Where any figure is provided, this is the maximum amount of cover available, inner limits may apply. ‘Optional’ means the cover is available for an extra fee.
|
Barclays Home Insurance |
Barclays Premium Home Insurance, provided by Hiscox |
|
|---|---|---|
|
Buildings and contents sum insured |
Unlimited2 |
Unlimited3 |
|
Contents single items* |
£2.5k |
£15k |
|
Contents away from home |
Optional |
Unlimited |
|
Valuables** |
£20k unspecified Specified single items up to £20k*** |
Specify amount – no upper limit, worldwide |
|
Accidental damage |
Optional |
Included |
|
Accidental loss |
As part of independent covers |
Included† |
|
Starter contents |
Available as a separate policy |
Unlimited |
|
Art, antiques, collections |
£20k At home, optional worldwide |
Specify amount – no upper limit, worldwide |
|
Alternative accommodation |
£100k if buildings claim £10k if contents claim |
£150k or 3 years |
|
Renovations and Extensions |
Not included |
Included £75k with option to increase†† |
|
Gadget, bikes, sports equipment away from home |
Worldwide cover – optional |
Worldwide††† |
*Contents single items – items valued below the policy’s specified limit are covered as standard; items above will need specifying on the policy.
**Valuables are defined as jewellery, watches, gemstones, krugerrand, gold bullion or precious metals held as commodities that belong to you or for which you’re legally responsible. ‘Valuables’ doesn’t mean items such as televisions, laptops or furniture – these will be covered by your contents insurance.
***Barclays Home Insurance valuables - up to £20k of cover for valuables. Items with a value of less than £2,500 don’t need to be individually specified or listed on your policy. Items worth more than this will need to be specified to be included in your cover. The maximum value of specified items that can be covered is £20k.
†Accidental loss – cover if you lose your laptop, jewellery or other personal possessions in and away from the home worldwide, for up to 60 days at a time.
††Cover for existing building, contents, building works and materials while a renovation or extension project is taking place on your home.
†††Worldwide gadget, bikes, sports equipment - bikes stored in the home are covered as part of unlimited home insurance. When they’re away from home, the cover for individual bikes is up to £5,000.
Answer three questions and we’ll help direct you to the right product for a quote.
Learn more about our relationship with Hiscox [PDF, 161KB] and Gresham [PDF, 162KB]
You can also see a more detailed comparison [PDF, 354KB].