What does unlimited cover mean for you?
Your home stays protected as it increases in value. Your buildings cover is unlimited, which means we'll pay your actual rebuild cost regardless of whether your home has increased in value since you bought your policy.
You don't need to tell us about new items.
We only need to know about new items worth £15,000 or more, or if the defined value of your jewellery, art or collections increases if you acquire a new piece.
You only pay for the cover you need.
When you get a quote, we'll ask you a series of questions to make sure you're not paying for things you don’t need, such as garden cover if you live in a flat.
For some claims, such as tracing a leak, losing money while away from home or retrieving lost data, we apply certain limits which are detailed in your policy documents. For other claims, there’s no limit to the total value we'll pay for the cost of repairing or replacing damage or loss. This means that if there was a fire at your home or if you were burgled, there’d be no cap on the total amount we could pay for a claim.
We'd pay up to £15,000 for any individual item, pair or set that's not been listed – yet the total amount we'd pay is limitless.
The insurer of Barclays home insurance is Gresham Insurance Company Limited, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: 8 Surrey Street, Norwich, Norfolk, NR1 3NG Registered in England, Registered No. 110410.
The insurer of Barclays Premium Home Insurance is Hiscox Insurance Company Limited, which is authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 308922). Registered in England, Registered No. 02372789. Registered Office: 1 Great St Helen’s, London EC3A 6HX.
By selecting ‘Start quote’ for Barclays Premium Home Insurance you’ll be taken to Hiscox’s website, so their cookies, accessibility and privacy standards will apply. For details of how Hiscox manages your data please visit https://hiscox.co.uk/barclays/privacy-policy.html. If you go ahead with Barclays Premium Home Insurance, Hiscox will underwrite and administer your policy and we’ll receive commission from Hiscox for arranging it.Return to reference