Home insurance for Premier customers

Answer three short questions to see which of our two products is right for you

The impact of coronavirus on home insurance

During these unprecedented times, we’re continuing to offer home insurance to help support and protect you in a time of need. If you have a policy with us, or if you’re not sure what our home insurance covers, take a look at our FAQs.

Our insurance products

As a Premier customer, we offer you1

Barclays Home Insurance

Choose the cover you need from a range of independent covers. Underwritten by Gresham, part of the Aviva group

Barclays Premium Home Insurance, provided by Hiscox

Comprehensive cover for your most valuable items at and away from home, with jewellery, watches, art and collections covered as standard

Answer the questions to get started, or you can compare the key features of each product in the table below. 

Which cover is right for you?

Answer three questions and we’ll help direct you to the right product for a quote.

Compare key features

Where any figure is provided, this is the maximum amount of cover available, inner limits may apply. ‘Optional’ means the cover is available for an extra fee. 

Barclays Home Insurance

Barclays Premium Home Insurance, provided by Hiscox

Buildings and contents sum insured



Contents single items*



Contents away from home




£20k unspecified

Specified single items up to £20k***

Specify amount – no upper limit, worldwide

Accidental damage



Accidental loss

As part of independent covers


Starter contents

Available as a separate policy


Art, antiques, collections


At home, optional worldwide

Specify amount – no upper limit, worldwide

Alternative accommodation

£100k if buildings claim

£10k if contents claim

£150k or 3 years

Renovations and Extensions

Not included


£75k with option to increase††

Gadget, bikes, sports equipment away from home

Worldwide cover – optional


*Contents single items – items valued below the policy’s specified limit are covered as standard; items above will need specifying on the policy.

**Valuables are defined as jewellery, watches, gemstones, krugerrand, gold bullion or precious metals held as commodities that belong to you or for which you’re legally responsible. ‘Valuables’ doesn’t mean items such as televisions, laptops or furniture – these will be covered by your contents insurance.

***Barclays Home Insurance valuables - up to £20k of cover for valuables. Items with a value of less than £2,500 don’t need to be individually specified or listed on your policy. Items worth more than this will need to be specified to be included in your cover. The maximum value of specified items that can be covered is £20k.

†Accidental loss – cover if you lose your laptop, jewellery or other personal possessions in and away from the home worldwide, for up to 60 days at a time.

††Cover for existing building, contents, building works and materials while a renovation or extension project is taking place on your home.

†††Worldwide gadget, bikes, sports equipment - bikes stored in the home are covered as part of unlimited home insurance. When they’re away from home, the cover for individual bikes is up to £5,000.

Which cover is right for you?

Answer three questions and we’ll help direct you to the right product for a quote.

Insurance policy information documents

Learn more about our relationship with Hiscox [PDF, 161KB] and Gresham [PDF, 322KB]
You can also see a more detailed comparison [PDF, 354KB].