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Switch your mortgage rate

Get an exclusive deal

You can switch to one of our exclusive rates – we won’t charge you legal or valuation fees, and there’s no need for us to check your income or credit score.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Need some mortgage advice?

If you’re unsure about choosing a rate or want to talk about other changes, call us to book an appointment.

  • We’ll recommend a rate that suits your needs
  • You can ask us for advice about any aspect of your mortgage
  • Our adviser can meet you at a branch or arrange a time to call you

Call us on 0800 197 10811to book your appointment.

Happy to choose your exclusive rate?

Switching is easy and means

  • There’s no need for you to fill in any personal details
  • You get the convenience of switching online – if you don’t need advice
  • It’s simple and secure

Switching online means we won’t assess whether the rate you’ve chosen is suitable for you. And you won’t be able to change the term, type or any other aspect of your mortgage.

I use Barclays Online Banking

Switch in Online Banking

Choose a rate and secure it today. You won’t have to enter any personal details, there’s no paperwork and we’ll confirm exactly when you’ll start paying the new rate.

Forgot your log-in details?

 Find out how to retrieve your membership number or passcode, so you can switch your mortgage rate online with no paperwork.

I haven’t registered yet

Register for Online Banking

Registration takes a few minutes – you can switch your rate online once we’ve sent your passcode. This will arrive within 5 working days, by post.

Apply as a guest

Fill in an application form without logging in. We’ll post you a document to check, sign and then return to us – but it will take longer than if you log in and apply.