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The quickest way to switch your rate is through the Barclays app or Online Banking. If you use our online form it could take up to 30 working days.
Switching is easy and means
Switching in the app or online means we won’t check whether the rate you’ve chosen is suitable for you. And you won’t be able to change the term, type or any other aspect of your mortgage.
If you don’t have the Barclays app you can find out how to register here. If you don’t have Online Banking, it takes a few minutes to register. You can also apply online as a guest – but it’ll take longer to secure your new rate.
Most of our mortgages can be quickly switched using one of the options we’ve listed. For some of our mortgages, we’ll need to have a chat with you before we can switch the rate. Book an appointment if you have one of the following
Secure your rate in our app up to 180 days before your current rate ends.
It only takes about 10 minutes to choose and secure a new rate in our app. Log in, select your mortgage account from the home page and choose ‘Browse and switch your rate'. You won’t have to enter any personal details and there’s no paperwork to complete.
Not registered for our app? Find out how to register.
Secure your rate in Online Banking up to 90 days before your current rate ends.
If you don’t have Online Banking, it takes a few minutes to register. We’ll send you a passcode by post, which can take up to five working days to arrive, so that you can switch your rate online. If you’ve forgotten your log-in details, it’s easy to sort that out.
You can apply for a rate switch online as a guest, without our app or Online Banking. At the moment, we’re processing more requests than usual, so it’ll take up to 20 working days to get your form and 10 working days to process it.
You can apply as a guest up to 180 days before your rate ends. You’ll get a document in the post to sign and return to us, and this’ll secure your rate.
If you’re looking for a new rate, it’s much quicker to check the rates we have available, and apply for one using your app or Online Banking.
If you’ve checked our rates, are ready to apply and need advice, book an appointment with a mortgage adviser. Appointments can take up to an hour.
Barclays Bank UK PLC and Barclays Bank PLC are each authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority.
Registered office for all: 1 Churchill Place, London E14 5HP
