The more time passes, the better some things get.
Like a classic track or a cherished collection.
The same goes for your pension.
Because the longer you pay into it,
the greater the potential it has to grow,
and the more benefit you'll receive from the government's generous tax breaks,
and the more you'll get from your employer's contributions,
if you're in a workplace pension.
Even paying in small amounts can make a huge difference,
if you start early enough,
mainly thanks to the power of compounding.
This simply means earning returns on your returns,
and it gives you the potential to really accelerate the growth of your pension pot.
Retirement may seem a long way off.
But planning your pension now could have a big effect on the life you live then.
Whether it's travelling, pursuing a passion,
or just indulging in the finer things,
the benefit of time could make it, well, that bit better.
So why not take a moment to review your pension arrangements,
and get planning for the future you really want?
Remember, the value of investments held in pension ,
arrangements can fall as well as rise,
and you could get back less than you invest.
Also, tax rules may change in future and their effects,
on you will depend on your individual circumstances.
If you're unsure, please seek independent financial advice.