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Enter our prize draw

Smart Investor

Win up to £20,000

Set up a new monthly Direct Debit to your eligible Smart Investor account and you could win up to £20,000. T&Cs apply.

The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change, and individual effects vary. If you're unsure about investing, seek independent advice.

Win up to £20,000 and give your investments a boost

Set up a new monthly Direct Debit from as little as £50 to your Investment ISA or Investment Account and you could win up to £20,000. T&Cs apply. [PDF, 100KB]

How does the prize draw work?

  • The offer is open to new and existing Smart Investor customers
  • You’ll automatically be entered into the prize draw if you set up a new monthly Direct Debit to an Investment ISA or Investment Account between 13 February and 5 April 2024. The Direct Debit must remain active until at least 23:59 on 31 May 2024
  • There are 21 prizes up for grabs. One cash prize of £20,000 as well as 20 prizes of £500. Only one prize per customer
  • Winners will be notified by email using the email address we hold registered to the account. Prizes will be paid directly into the nominated bank account of the winning customer by 28 June 2024. You must hold a nominated bank account on record for the prize to be transferred to
  • For more information visit our FAQs [PDF, 87KB]
  • Read the full terms and conditions [PDF, 100KB]

Open your new eligible Smart Investor account then set up your regular payment

Investment ISA

Also known as a Stocks and Shares ISA. This is the most popular account people choose when they start to invest.

You can pay in up to £20,000 per tax year

You don’t pay tax on any returns you make from your investments.

Investment Account

A flexible account if you’ve already used your ISA allowance for the current tax year or you’re already paying into an ISA with another provider.

No limits on the amount you can invest

The return you make on your investments will be taxable.  

How to set up a monthly Direct Debit

Log into your Investment Account in Online Banking, select “Pay in” and complete the four steps:

  1. Choose frequency “Regularly”
  2. Select the account to pay from
  3. Enter the amount
  4. Pick a start date.

Your Direct Debit will be added to your cash balance.

How to automatically invest your cash

Once you’ve set up a monthly direct debit you can also choose to set up a regular investment to automatically invest your cash every month.

  1. Choose your investment and select “Buy”
  2. Select the account
  3. Choose “Regular Investment” from the Order Type
  4. Enter the amount
  5. Pick a start date when your Direct Debit completes

You don’t need to set up a regular investment to be entered into our prize draw however making regular investments can be a good habit to get into. It also helps in smoothing out any ups and downs in the market, which can take away the worry of whether you're investing at a good time.

Whilst there are strong arguments in favour of making regular investments rather than investing a lump sum, be aware there are some against it too – it’s important you consider whether committing to a monthly Direct Debit and investing regularly is right for your circumstances.