Barclays Investment Account

A fully flexible way to invest

The value of investments can fall as well as rise and you may get back less than you invest. Open a Barclays Investment Account today.

Why choose a Barclays Investment Account?

It offers a fully flexible way to invest for your future, with no annual or lifetime limits on how much you can pay in.

If you’re prepared to set your money aside for the long-term, at least five years, our Investment Account can make your money work harder. With a Barclays Investment Account, you’ll also enjoy access to:

Barclays Price ImproverTM, which gives you the best price available from our selected Retail Service Providers (RSPs) and trading venues every time you buy or sell shares, Exchange Traded Funds, investment trusts or Real Estate Investment Trusts listed on the London Stock Exchange.

Thousands of investment opportunities, covering funds, shares, gilts and bonds, Exchange Traded Funds (ETFs), Investment Trusts and new issues to help you build a portfolio that suits you

Access our Ready-made Investments, they offer a quick, simple and affordable way to get started and diversify your holdings while aiming to provide long-term growth; we don’t offer income options. Simply select a level of risk you’re comfortable with and start investing

Resources you can rely on with our investment ideas and strategies, our Research Centre and our experts’ views

A regular investing service, allowing you to invest a set amount at regular intervals, to average out the price you buy at across the year, whether prices are rising or falling.

Manage your investments in the Barclays app - pay money into your account (excluding SIPP accounts), browse your investment options and buy and sell them on the go in just a few easy taps1. Find out more about the Barclays app.

What does it cost?

As a Smart Investor customer, you’ll pay a single monthly Customer Fee, plus a transaction fee whenever you buy or sell investments. Other fees may also apply depending on the account type you have and the investments you hold.

Customer fee

Our customer fee is charged to service your account(s) and based on the value of your investment holdings:

  • Investments in funds2 – charged at 0.2%
  • All other investments3 – charged at 0.1%

There's a minimum charge of £4 per month, which applies from the point that you first add cash or transfer in investments you hold elsewhere.

Transaction fees

These fees are charged each time you buy or sell an investment:

  • Fund transactions placed online - £3
  • Other investment transactions placed online - £6
  • All investment transactions placed by telephone - £25
  • All automated regular investments - £1

Other fees

  • You may have to pay fees and levies, and fund manager fees depending on the investments you choose
  • For a Barclays SIPP a quarterly administration fee of £31.25 + VAT applies, payable to AJ Bell along with other account fees [PDF, 194KB]
Cost Calculator

Cost Calculator

Use our cost calculator to work out how much investing may cost you.

Things to remember

  • The value of investments can fall as well as rise; you may get back less than you invest.
  • Barclays Smart Investor doesn’t offer personal investment advice. If you're unsure about investing, seek independent advice.
  • Smart Investor is an investment service for UK residents. Our service is not available to US persons, even where resident in the UK.
  • While there can be benefits to investing regularly rather than as a lump sum, you should remember the impact fees have on your investment. If you’re only investing small amounts each month, the minimum monthly fee could make it expensive and may exceed returns.
  • ''Tax-efficient” indicates that growth/income are exempt from UK income or capital gains tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on your personal circumstances.
  • In order to subscribe to a stocks & shares ISA, you can't have subscribed to another stocks & shares ISA or used your total annual ISA allowance in any combination of a cash ISA, innovative finance ISA and/or lifetime ISA (LISA) during the same tax year.

Apply for Barclays Investment Account

Apply today and enjoy an account with no annual or lifetime limits.

If you’re a Smart Investor or Barclays Current Account customer, simply log in and apply. If you’re not a Smart Investor or Barclays Current Account customer4, you can apply online in a few simple steps.

Important Information

  1. The Barclays app is available on eligible Android and iOS devices to Barclays current account holders who have a mobile number and are aged 16 and over. More on Barclays app

  2. Unit Trusts & Open Ended Investment Companies (OEICs) only.

  3. Other investments – all asset classes except the funds above.

  4. This includes customers with a Barclaycard, Barclays Mortgage or Barclays savings accounts. If you are a Business Banking customer or Wealth management client, please contact your usual Barclays contact.