Barclays Investment ISA

Make investing less taxing

The value of investments can fall as well as rise and you may get back less than you invest. Tax rules can change and individual effects vary. Open a Barclays Investment ISA today.

Why choose a Barclays Investment ISA?

It offers a tax-efficient way to invest for your future, where you can invest your ISA allowance and protect your returns from income tax, tax on dividends and capital gains tax (CGT).

Pay in up to £20,000 in the current tax year and shelter your returns from income tax, tax on dividends and capital gains tax (CGT)

Invest in our Ready-made Investments – 5 funds that offer a quick, simple and low-cost way to get started and diversify your holdings based on a level of risk and reward you’re comfortable with

Access thousands of other investment opportunities, covering funds, shares, gilts and bonds, Exchange Traded Funds (ETFs), Investment Trusts and new issues to help you build your holdings

Benefit from Barclays Price ImproverTM, which gives you the best price available from our selected Retail Service Providers (RSPs) and trading venues every time you buy or sell shares, Exchange Traded Funds, investment trusts or Real Estate Investment Trusts listed on the London Stock Exchange.

Take advantage of resources you can rely on with our investment ideas and strategies, our Research Centre and our experts’ views

Use our regular investing service, allowing you to invest a set amount at regular intervals to average out the price you buy at across the year, whether prices are rising or falling.

What does it cost?

As a Smart Investor customer, you’ll pay a single monthly Customer Fee, plus a transaction fee whenever you buy or sell investments. Other fees may also apply depending on the account type you have and the investments you hold.

Customer fee

Our customer fee is charged to service your account(s) and based on the value of your investment holdings:

  • Investments in funds1 – charged at 0.2%
  • All other investments2 – charged at 0.1%

There's a minimum charge of £4 per month, which applies from the point that you first add cash or transfer in investments you hold elsewhere.

Transaction fees

These fees are charged each time you buy or sell an investment:

  • Fund transactions placed online - £3
  • Other investment transactions placed online - £6
  • All investment transactions placed by telephone - £25
  • All automated regular investments - £1

Other fees

  • You may have to pay fees and levies, and fund manager fees depending on the investments you choose
  • For a Barclays SIPP a quarterly administration fee of £31.25 + VAT applies, payable to AJ Bell along with other account fees [PDF, 194KB]

Things to remember

  • The value of investments can fall as well as rise; you may get back less than you invest
  • Barclays Smart Investor doesn’t offer personal investment advice. If you're unsure about investing, seek independent advice
  • Tax rules can change and the value of any benefits of them to you will depend on your individual circumstances
  • Smart Investor is an investment service for UK residents. Our service is not available to US persons, even where resident in the UK.

Apply for your Barclays Investment ISA

Apply today and make investing less taxing

If you're a Smart Investor or Barclays Current Account customer with Online Banking access, simply log in and apply. If you're not a Smart Investor or Barclays Current Account customer, you can apply in a few simple steps without logging in.

Important Information

  1. Unit Trusts & Open Ended Investment Companies (OEICs) only.
  2. Other investments – all asset classes except the funds above.