-

Barclays Smart Investor

Become the investor you were meant to be

Put your money to work with our online investing service.

The value of investments can fall as well as rise. You may not get back what you invest. We don’t offer personal financial advice so if you’re not sure about investing, seek independent advice. Tax rules can change and their effects vary depending on your individual circumstances.

Apply for your account

Investment ISA

Take advantage of tax-efficient investing and protect your returns from tax.

Use your 2021-22 ISA allowance of £20,000.

Investment Account

Enjoy the flexibility of investing with no annual or lifetime limits.

SIPP Account

Invest for your retirement with a tax-efficient self-invested personal pension (SIPP).

What does Smart Investor offer?

Smart investor is the direct investing service from Barclays that puts you in control of making your own investing decisions and aims to help you achieve your investment goals.

With Smart Investor, you can enjoy access to:

Barclays Price ImproverTM, gives you the best price available from our selected Retail Service Providers (RSPs) and trading venues every time you buy or sell shares, Exchange Traded Funds, investment trusts or Real Estate Investment Trusts listed on the London Stock Exchange.

Thousands of investment opportunities, covering funds, shares, gilts and bonds, Exchange Traded Funds (ETFs), Investment Trusts and new issues to help you build a portfolio that suits you

Access our Ready-made Investments, they offer a quick, simple and affordable way to get started and diversify your holdings while aiming to provide long-term growth; we don’t offer income options. Simply select a level of risk you’re comfortable with and start investing

Resources you can rely on with our investment ideas and strategies, our Research Centre and our experts’ views

A regular investing service, allowing you to invest a set amount at regular intervals, allowing you to smooth out price movements across the year.

Your investments on the go with the Barclays app. Pay money into your account (Excluding SIPP accounts), browse your investment options and buy and sell them on the go in just a few easy taps1. Find out more about investing with the Barclays app

What does it cost?

As a Smart Investor customer, you’ll pay a single monthly Customer Fee, plus a transaction fee whenever you buy or sell investments. Other fees may also apply depending on the account type you have and the investments you hold.

Customer fee

Our customer fee is charged to service your account(s) and based on the value of your investment holdings:

  • Investments in funds2 – charged at 0.2%
  • All other investments3 – charged at 0.1%

There's a minimum charge of £4 per month, which applies from the point that you first add cash or transfer in investments you hold elsewhere.

Transaction fees

These fees are charged each time you buy or sell an investment:

  • Fund transactions placed online - £3
  • Other investment transactions placed online - £6
  • All investment transactions placed by telephone - £25
  • All automated regular investments - £1

Other fees

  • You may have to pay fees and levies, and fund manager fees depending on the investments you choose
  • For a Barclays SIPP a quarterly administration fee of £31.25 + VAT applies, payable to AJ Bell along with other account fees [PDF, 194KB]
Cost Calculator

Cost Calculator

Use our cost calculator to work out how much investing may cost you.

Things to remember

  • Investments can fall as well as rise in value and you may get back less than you invest
  • Barclays Smart Investor doesn’t offer personal investment advice. If you're unsure about investing, seek independent advice
  • Tax rules can change in the future and their value to you will vary depending on your individual circumstances.
  • Smart Investor is an investment service for UK residents. Our service is not available to US persons, even where resident in the UK.

Apply for your account

Investment ISA

Take advantage of tax-efficient investing and protect your returns from tax.

Use your 2021-22 ISA allowance of £20,000.

Investment Account

Enjoy the flexibility of investing with no annual or lifetime limits.

SIPP Account

Invest for your retirement with a tax-efficient self-invested personal pension (SIPP).

Transfer your investments to us

If you’ve got ISAs or investments elsewhere, why not transfer them to Smart Investor?

Before transferring, make sure you are aware of any transfer fees from your current provider, other costs that you might incur, disadvantages that you might encounter or any benefits you might lose. Transferring cash or investment ISAs won’t affect their tax-efficient status and doesn’t count as a subscription towards your 2021-22 ISA allowance. If you transfer cash or investments from a Lifetime ISA to an Investment ISA, it will count as a Lifetime ISA withdrawal and you will incur the 25% government charge on the amount transferred.

Remember, the value of investments can fall as well as rise and you could get back less than you invest. Tax rules can also change and their effects on you will depend on your individual circumstances.

Invest the smart way. Transfer to us, today.

Important Information

  1. The Barclays app is available on eligible Android and iOS devices to Barclays current account holders who have a mobile number and are aged 16 and over. More on Barclays app
  2. Unit Trusts & Open Ended Investment Companies (OEICs) only.
  3. Other investments – all asset classes except the funds above.