Time is money
Top up your Investment ISA
There’s still time to top up your ISA before 5 April 2025.
Capital at risk. ISA rules apply.
The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and their effects on you will depend on your individual circumstances. Smart Investor doesn't offer personal investment advice so if you're not sure about investing, seek independent advice.
Three reasons to use your Investment ISA allowance
Tax-efficient growth
You don’t pay UK tax on investment returns within an ISA. If you invest outside an ISA, you may have to pay income tax, tax on dividends tax and capital gains tax.
Flexibility
With our Investment ISA, your money isn’t locked in. Any funds you withdraw can be paid back into your ISA by 5 April without impacting your £20,000 annual ISA allowance. This gives you the flexibility to manage your money while staying on track with your tax-efficient investment goals.
Securely add £5 or £20,000
Contributing what you can comfortably manage still allows your money to grow tax-efficiently, with greater opportunities for returns over the long term.
It's easy to top up
Use your 2024/25 ISA allowance by adding money to your Investment ISA in Online Banking or the Barclays app.(1) If you don’t have our app you can download it today. Please note, you’ll need to have a Barclays Current Account set up as your nominated bank account in order to fund your Investment ISA from the app.
Set up a monthly top up to your Investment ISA
Did you know you can top up little and often to help to grow your investment ISA throughout the year?
If you don’t have a lump sum to add all at once, this can be a good way to ensure you’re consistently chipping away at your allowance automatically.
Need some help?
Things to remember
- ‘Tax-efficient' indicates that growth/income are exempt from UK income or Capital Gains Tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on your personal circumstances
- In order to subscribe to an Investment ISA, you can't have used your total annual ISA allowance in any combination of ISAs you hold.
Important information
You need to be 18 or over to access this product or service using the app. You must have a Barclays current account to fund or trade in the Barclays app. T&Cs apply.(Return to reference)
Lines are open from 7:30am to 7:00pm Monday to Thursday, 7:30am to 6:00pm on Friday, and closed during weekends and public holidays. To maintain a quality service, we may monitor or record phone calls. (Return to reference)