-

Transferring your Investments

If you’ve got investments held elsewhere, why not transfer them to Smart Investor? Having everything in one place not only helps you take back control but you’ll also benefit from the features offered by Smart Investor. These include transparent fees, access to our Ready-made Investments, Barclays Funds List and Barclays Price Improver™.

Remember too that if you’re transferring cash after selling an investment you will be “out of the market” for a period of time. When markets are volatile, this can mean you miss out on large movements in value, both up and down.

Four steps to transfer

Once you’ve opened either a Barclays Investment ISA, Investment Account or SIPP, you can move your investments across in just four simple steps:

1. Select provider

Choose the provider you are moving from

2. Select investments

Choose the investments you want to move

3. Review

Check your choices are correct

4. Confirm

Tell us you are happy to proceed

The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and their effects on you will depend on your individual circumstances.

Why invest with Barclays?

Invest via the Barclays app – if you have a Barclays current account you can see your investments, along with all the other products you have with us, in your online banking account and the Barclays app. You can also now buy and sell investments via the app too. If your current account is with another provider, you won’t have access to the app, but can still manage everything online.

Invest in our Ready-made Investments – if you’re not sure where to invest or are short on time, we offer five Ready-made Investments that could help get you started. They invest in shares, bonds and cash to help spread risk but are all slightly different. You just need to read about the characteristics of each fund and choose the one that sounds most like you.

Access thousands of other investment opportunities, covering funds, shares, gilts and bonds, Exchange Traded Funds (ETFs), Investment Trusts and new issues if you want to build your own investment portfolio.

Get help narrowing down the search – some people find the amount of choice quite daunting so to help narrow it down we have the Barclays Funds List. This is a list of about 40 funds our experts have analysed and believe offer good long-term investment prospects.

We go the extra mile to get you the best price – if you want to invest in shares, Exchange Traded Funds, investment trusts or Retail Estate Investment Trusts, you’ll benefit from Barclays Price Improver™. Every time you buy or sell, we’ll give you the best price available from our selected Retail Service Providers (RSPs). With Barclays Price Improver™, 92.5% of trades placed between January 2020 and December 2020 got a better price than the quoted price on the London Stock Exchange.

Take advantage of resources you can rely on. We don’t give personalised advice, but our Research Centre, articles, videos and podcasts can help with your investment decisions.

Before you transfer

Find out about any charges, exit penalties, benefits you may lose or investments that you can’t transfer to us.

If you transfer cash or investments from a Lifetime ISA to an Investment ISA, it will count as a Lifetime ISA withdrawal and you will incur the 20% government charge on the amount transferred. This charge was reduced from its normal rate of 25% by the Government in 2020 to help people access cash more freely during the pandemic. It is due to revert to 25% in April.

We’ll rebate any charges incurred for transferring assets, up to a maximum of £500. You can view the terms and conditions of this offer in the last accordion below. Please note that this applies only to transfers into an ISA or GIA. Pensions are excluded.

Transfer to a Barclays SIPP

If you have pensions elsewhere, you can transfer them to us at any time.

Terms and conditions

To begin your SIPP transfer, you first need to open a SIPP account, then you can start a transfer by going into your SIPP account in MyHub, choosing ‘Manage’ and then ‘Transfer in’.

Bed and ISA

A ‘Bed and ISA’ transaction is when you sell investments that you’re holding outside an ISA, then buy the same investments back within your ISA.

Find out more about Bed and ISA

 ""

Plan & Invest

Plan & Invest is a service which creates and manages a personalised Investment Plan just for you. Whether your long-term goal is your child’s university education, retirement or just building a nest egg, all you have to do is tell us a bit about yourself and then, if you’re ready to invest, let our experts select and manage your investments.

Barclays investment updates

Register to receive updates on the latest news and insights from our experts plus, information on all things Smart Investor and Plan & Invest.

Already have an account?

If you already have an account, log in to continue.

Chat

Use our online chat service to discuss your query with a member of our team.

Call us

If you have any questions, you can give us a call on 0800 279 36671