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Switch to a new mortgage deal

Switch your mortgage rate online

You can apply to switch to a new mortgage rate online if you don’t need any advice and aren’t changing the term of your mortgage.

  • Registered for Online Banking? Switch with no paperwork
  • Not registered? You can still apply online but we’ll need to post you documents to sign and return to us. Alternatively, you can register for Online Banking

Your home may be repossessed if you do not keep up repayments on your mortgage.


Switching your mortgage rate online

  • Apply instantly in Online Banking
  • No legal fees
  • No property valuation fees
  • No income or affordability assessments

Need help or advice?

If you’d prefer to get advice on switching to a new mortgage rate, you can call 0333 202 7578 1 to make an appointment with a mortgage adviser. Alternatively, you may wish to contact your mortgage broker.

Important information

  1. Lines are open Monday to Friday 8am – 9pm, Saturday 9am – 8pm and Sunday 10am – 4pm. To maintain a quality service, we may monitor or record phone calls. Call charges.