Text Alerts terms & conditions

WAYS TO BANK

Mobile Banking Text Alerts Service

Additional Conditions

These additional conditions relate to the SMS Alert and Notification Service and supplement and amend the general conditions of your Customer Agreement with us (Barclays Bank PLC). In the event of any inconsistency between these additional conditions and the general conditions of the Customer Agreement, these terms will apply in relation to the SMS Alert and Notification Service (the 'service').

1. General Service Provision

1.1 The provision of this service involves our sending you text notifications and alerts including information about your current accounts through your mobile phone. Details of these text based services can be obtained from our Online banking website www.barclays.co.uk/textalerts or on request from 0845 6002323 or at any Barclays branch. To maintain a quality service, we may monitor or record phone calls.

1.2 Any and all information supplied under this service is additional to and does not replace the information we make available to you in accordance with the Customer Agreement.

1.3 To be eligible for text notifications and alerts, you must hold a Barclays current account. You can register online, over the phone or via any Barclays branch. Text notifications are only available if you hold an account where authorisation from any one of the authorised signatories on the account is required, they are not available if you require authorisation by all or more than one of the authorised signatories on the account for it to be operated. To register online you must have full Online Banking access, you are unable to register if you have Third Party Access or Limited Access.

1.4 We will only allow you to register one mobile number with us at any time. This will apply to all of your accounts. However, joint account holders/multiple users to one account, may each register for text notifications and alerts and receive information about the joint account/business account and their other accounts. If you are registered to receive text notifications and alerts about more than one account you will be asked to use a reference of up to five characters to differentiate between the accounts.

1.5 We will send information about your current accounts, including those in joint names, to a mobile phone registered with a United Kingdom (UK) network operator. We are unable to send a text message to a fixed-line telephone, a computer capable of receiving text messages or a 'virtual’ mobile phone number beginning with '07'.

1.6 We will only send you each text once. If you delete a text we cannot send it again.

1.7 We will start sending text notifications and alerts within 48 hours of first registration for the service.

1.8 You can ask us to temporarily suspend your alerts and notifications at any time online over the phone or in any Barclays branch. Suspension will apply to the text alert service for all your accounts. Text notifications and alerts will cease within 24 hours of suspension.

1.9 You can change the alert settings of your service in any Barclays branch, over the phone or in Online Banking using PINSentry.

1.10 Text messages sent using this service will not include your account details or other personal information.

2. Charging

2.1 All messages are currently free but we may apply or introduce new charges on 2 months' personal notice.

2.2 You will be responsible for charges made by your mobile phone operator, so ensure you check with them about any charges that could apply.

3. Cancellation

3.1 If you wish to stop receiving text notifications and alerts you will need to cancel your registration for text notifications and alerts. This can be done through Online Banking, the Online Banking application on your phone, by phoning Barclays or by walking into any Barclays branch.

3.2 We can decide to withdraw the service by giving you at least two months’ notice in writing. We can decide to withdraw the service with immediate effect without prior notice to comply with the law, to protect security or to combat fraud or on any ground as set out in the Customer Agreement.

4. Other operational notifications

4.1 If you are registered to receive one or more of the above text alerts, we may from time to time send other operational messages about your account to your registered mobile phone.

5. General Provisions

5.1 Sometimes repairs, updates and routine maintenance on our systems and those of our suppliers may mean that text notifications and alerts may be unavailable from time to time. We will not be liable if text notifications and alerts are unavailable at any time for reasons that we cannot control or if you do not receive text notifications or alerts for reasons within your control, i.e., your phone being switched off, there is no network coverage or you change your phone.

5.2 You are responsible for making sure no one has access to confidential information shown on (or stored in) your mobile phone. If your phone is lost or stolen, or if you change your number or network operator, it is your responsibility to ask us to suspend your text notification and alerts as soon as possible. Otherwise we will continue to provide text notifications and alerts to the mobile number you have registered for the service. We will not be liable if your account information becomes known to someone because you do not notify us or if the registration information you gave us is incorrect.

5.3 If it becomes apparent to us that text notifications are not being received by your mobile phone, we may suspend the service to you with immediate effect. We will write to inform you of the suspension and of our reasonable requirements for validating the mobile information we hold in relation to you within 3 working days after the suspension. Once your mobile phone information has been validated by you, the service will be reinstated within 2 working days.

5.4 If you register for text alerts that we subsequently fail to provide (or we provide text alerts that are inaccurate) we will only be liable for any charges on your account that you could otherwise have avoided paying.

5.5 We may send to you, by SMS, post or e-mail, from time to time, information about the service  explaining how the service works and any steps that you need to take in relation to the service.

5.6 We can vary these additional conditions at any time on the basis set out in your Customer Agreement.

Alerts available for Personal, Premier and Business Banking Current Accounts

Alert

Alerts description

Timing

Special provisions

Example Message

Near Limit Alert

This alert lets customers know any time their current account balance is lower than the value selected. The Near Limit Alert allows the customer to specify a credit or debit limit to be set as the trigger. The alert will be triggered when the account balance is equal to or less than the limit specified

Text messages will be sent Tuesday to Saturday based on transactions and your balance at close of business the previous working day. For the purposes of these conditions, working day means Monday to Friday (excluding public holidays and weekends). No text messages will be sent Sundays and Mondays.Texts will normally be sent between 7:30am and 9:00pm

We will send you one text, based on the previous day's account information, where your account balance is equal to or less than your specified limit. Additional texts will not be sent unless your account balance changes and your balance remains below the limit specified.

Near Limit Alert
End of day balance
NAME5 DDMMM £XXXX+
*DDMMM BBP £XXX-
*DDMMM REV £XXX-
*DDMMM ATM £XXX-
*DDMMM BCC £XXX-
*DDMMM BBP £XXX- 
END
Visit
www.barclays.mobi/app

Large Credit Alert

This alert tells you when a large sum is credited to your account, which is higher than the value you select.

Text messages will be sent Tuesday to Saturday based on transactions and your balance at close of business the previous working day. For the purposes of these conditions, working day means Monday to Friday (excluding public holidays and weekends). No text messages will be sent Sundays and Mondays.Texts will normally be sent between 7:30am and 9:00am

You will be asked to specify the limit(s) at which a text will be triggered (minimum £150). If a transaction equal to or greater than the Large Credit  is credited to the account during the previous working day, a text message will be generated on the next day. Multiple Large Credit alerts may be shown together in a single text

Large Credit Alert
DDMMM HH:MM
NAME5 BGC 
£XXX.XX+
End of day balance
DD/MM £XXX.XX+
END 
Visit
www.barclays.mobi/app

Large Debit Alert

This alert tells you when a large sum is debited from your account, which is higher than the value you select.

Text messages will be sent Tuesday to Saturday based on transactions and your balance at close of business the previous working day. For the purposes of these conditions, working day means Monday to Friday (excluding public holidays and weekends). No text messages will be sent Sundays and Mondays.Texts will normally be sent between 7:30am and 9:00am

You will be asked to specify the limit(s) at which a text will be triggered (minimum £150). If a transaction equal to or greater than the Large Debit limit is debited to the account during the previous working day, a text message will be generated on the next day. Multiple Large Debit alerts may be shown together in a single text

Large Debit Alert
DDMMM HH:MM
NAME5 BBP
£XXX.XX-
End of day balance
£XXX.XX +
Visit barclays.mobi/app

Non UK Debit Alert

Defend against fraudulent transactions. This alert lets you know when your Barclays debitcard is used to make a payment overseas.

Text messages will be sent Tuesday to Saturday based on transactions and your balance at close of business the previous working day. For the purposes of these conditions, working day means Monday to Friday (excluding public holidays and weekends). No text messages will be sent Sundays and Mondays.Texts will normally be sent between 7:30am and 9:00am

Non UK debit alert will only be generated for transactions carried out using a debit card issued on your account. You will be alerted you when your Barclays debit card is used to make a payment outside of the UK. For the purpose of this service, Gibraltar, Channel Islands and Isle of Man will be treated as outside the UK.

Non UK Debit Payment Alert
DDMMM HH:MM 
NAME5 BCC £XXX.XX -
End of day balance £XXXX.XX
END
Visit www.barclays.mobi/app

Online Statement Alert

This helpful alert lets you know when your latest Online Statement is available.

Text messages will be sent Tuesday to Saturday based on transactions and your balance at close of business the previous working day. For the purposes of these conditions, working day means Monday to Friday (excluding public holidays and weekends). No text messages will be sent Sundays and Mondays. Texts will normally be sent between 7:30am and 9:00am

Online Statement Alert is only available to customers who have registered for Online Statements through Online Banking.

Online Statement Alert
NAME5 Your statement
can be viewed online 
from DDMMM
END
Visit barclays.mobi/app

Alert

Near Limit Alert

Alerts description

This alert lets customers know any time their current account balance is lower than the value selected. The Near Limit Alert allows the customer to specify a credit or debit limit to be set as the trigger. The alert will be triggered when the account balance is equal to or less than the limit specified

Timing

Text messages will be sent Tuesday to Saturday based on transactions and your balance at close of business the previous working day. For the purposes of these conditions, working day means Monday to Friday (excluding public holidays and weekends). No text messages will be sent Sundays and Mondays.Texts will normally be sent between 7:30am and 9:00pm

Special provisions

We will send you one text, based on the previous day's account information, where your account balance is equal to or less than your specified limit. Additional texts will not be sent unless your account balance changes and your balance remains below the limit specified.

Example Message

Near Limit Alert
End of day balance
NAME5 DDMMM £XXXX+
*DDMMM BBP £XXX-
*DDMMM REV £XXX-
*DDMMM ATM £XXX-
*DDMMM BCC £XXX-
*DDMMM BBP £XXX- 
END
Visit
www.barclays.mobi/app

Alert

Large Credit Alert

Alerts description

This alert tells you when a large sum is credited to your account, which is higher than the value you select.

Timing

Text messages will be sent Tuesday to Saturday based on transactions and your balance at close of business the previous working day. For the purposes of these conditions, working day means Monday to Friday (excluding public holidays and weekends). No text messages will be sent Sundays and Mondays.Texts will normally be sent between 7:30am and 9:00am

Special provisions

You will be asked to specify the limit(s) at which a text will be triggered (minimum £150). If a transaction equal to or greater than the Large Credit  is credited to the account during the previous working day, a text message will be generated on the next day. Multiple Large Credit alerts may be shown together in a single text

Example Message

Large Credit Alert
DDMMM HH:MM
NAME5 BGC 
£XXX.XX+
End of day balance
DD/MM £XXX.XX+
END 
Visit
www.barclays.mobi/app

Alert

Large Debit Alert

Alerts description

This alert tells you when a large sum is debited from your account, which is higher than the value you select.

Timing

Text messages will be sent Tuesday to Saturday based on transactions and your balance at close of business the previous working day. For the purposes of these conditions, working day means Monday to Friday (excluding public holidays and weekends). No text messages will be sent Sundays and Mondays.Texts will normally be sent between 7:30am and 9:00am

Special provisions

You will be asked to specify the limit(s) at which a text will be triggered (minimum £150). If a transaction equal to or greater than the Large Debit limit is debited to the account during the previous working day, a text message will be generated on the next day. Multiple Large Debit alerts may be shown together in a single text

Example Message

Large Debit Alert
DDMMM HH:MM
NAME5 BBP
£XXX.XX-
End of day balance
£XXX.XX +
Visit barclays.mobi/app

Alert

Non UK Debit Alert

Alerts description

Defend against fraudulent transactions. This alert lets you know when your Barclays debitcard is used to make a payment overseas.

Timing

Text messages will be sent Tuesday to Saturday based on transactions and your balance at close of business the previous working day. For the purposes of these conditions, working day means Monday to Friday (excluding public holidays and weekends). No text messages will be sent Sundays and Mondays.Texts will normally be sent between 7:30am and 9:00am

Special provisions

Non UK debit alert will only be generated for transactions carried out using a debit card issued on your account. You will be alerted you when your Barclays debit card is used to make a payment outside of the UK. For the purpose of this service, Gibraltar, Channel Islands and Isle of Man will be treated as outside the UK.

Example Message

Non UK Debit Payment Alert
DDMMM HH:MM 
NAME5 BCC £XXX.XX -
End of day balance £XXXX.XX
END
Visit www.barclays.mobi/app

Alert

Online Statement Alert

Alerts description

This helpful alert lets you know when your latest Online Statement is available.

Timing

Text messages will be sent Tuesday to Saturday based on transactions and your balance at close of business the previous working day. For the purposes of these conditions, working day means Monday to Friday (excluding public holidays and weekends). No text messages will be sent Sundays and Mondays. Texts will normally be sent between 7:30am and 9:00am

Special provisions

Online Statement Alert is only available to customers who have registered for Online Statements through Online Banking.

Example Message

Online Statement Alert
NAME5 Your statement
can be viewed online 
from DDMMM
END
Visit barclays.mobi/app

Alerts available for Personal and Premier Current Accounts only

Alert

Alerts description

Timing

Special provisions

Example Message

Weekly Balance Alert

The Weekly Balance Alert is a weekly text on a day specified by you showing the account balance and up to the last 5 transactions on the account.

Weekly text sent on whichever day you specify except for Monday and Sunday.

The account information is based on the lastest transactions and closing balance from the previous working day. In addition to the balance, the message contains the date and amount of the transaction, with our standard 3-letter abbreviation for the transaction type (ie, STO/DDR/BGC etc). In cases where the abbreviation is not available, the transaction debit or credit abbreviations (DR/CR) will be provided.

Near Limit Alert
End of day balance
NAME5 DDMMM £XXXX+
*DDMMM BBP £XXX-
*DDMMM REV £XXX-
*DDMMM ATM £XXX-
*DDMMM BCC £XXX-
*DDMMM BBP £XXX- 
END
Visit
www.barclays.mobi/app

Large Credit Alert

Automatic alerts tell you if you are using your Personal Reserve and notifies you of the action to take to avoid the Reserve fee.

This alert is sent when the account balance is in Personal Reserve. Text will be sent from 7.30 am to 2.30 pm. It is correct at the point it is generated, but does not take into account any further payments you make from your account after this point.

This alert will be sent on working days only. Not on weekends or bank holidays. Only one Avoid Reserve Fee alert will be sent per day.
- If the text alert is sent on Day 1 and you make sufficient payment into the account to avoid a Reserve fee that same day, then the ability to send a text again will be reset.
- If you have not made a sufficient payment on Day 1and incurr the Reserve fee then the text will remain suppressed on days 2-5 as no further Reserve fees will apply for five working days.
- If you have not made sufficient payment by day 6 the Reserve Fee would now apply again, therefore an Avoid Reserve Fee alert will be sent.
This pattern is repeated every 5 working days (i.e. if a Reserve fee is charged on day 6, no Avoid Reserve Fee alerts are issued until day 11, if the account is still in Personal Reserve and so on)

On DD/MM you went into your Personal Reserve by £xxx

on account NAME5

DD/MM HH:MM Balance £XXXX

Overdraft Limit £XXX

Reserve limit £XXX

To avoid the £XX fee, just deposit £XXX in cash today in branch (before closing time)or make a transfer by Telephone, Mobile or Online Banking before 6.30pm www.barclays.mobi/app

Alert

Weekly Balance Alert

Alerts description

The Weekly Balance Alert is a weekly text on a day specified by you showing the account balance and up to the last 5 transactions on the account.

Timing

Weekly text sent on whichever day you specify except for Monday and Sunday.

Special provisions

The account information is based on the lastest transactions and closing balance from the previous working day. In addition to the balance, the message contains the date and amount of the transaction, with our standard 3-letter abbreviation for the transaction type (ie, STO/DDR/BGC etc). In cases where the abbreviation is not available, the transaction debit or credit abbreviations (DR/CR) will be provided.

Example Message

Near Limit Alert
End of day balance
NAME5 DDMMM £XXXX+
*DDMMM BBP £XXX-
*DDMMM REV £XXX-
*DDMMM ATM £XXX-
*DDMMM BCC £XXX-
*DDMMM BBP £XXX- 
END
Visit
www.barclays.mobi/app

Alert

Large Credit Alert

Alerts description

Automatic alerts tell you if you are using your Personal Reserve and notifies you of the action to take to avoid the Reserve fee.

Timing

This alert is sent when the account balance is in Personal Reserve. Text will be sent from 7.30 am to 2.30 pm. It is correct at the point it is generated, but does not take into account any further payments you make from your account after this point.

Special provisions

This alert will be sent on working days only. Not on weekends or bank holidays. Only one Avoid Reserve Fee alert will be sent per day.
- If the text alert is sent on Day 1 and you make sufficient payment into the account to avoid a Reserve fee that same day, then the ability to send a text again will be reset.
- If you have not made a sufficient payment on Day 1and incurr the Reserve fee then the text will remain suppressed on days 2-5 as no further Reserve fees will apply for five working days.
- If you have not made sufficient payment by day 6 the Reserve Fee would now apply again, therefore an Avoid Reserve Fee alert will be sent.
This pattern is repeated every 5 working days (i.e. if a Reserve fee is charged on day 6, no Avoid Reserve Fee alerts are issued until day 11, if the account is still in Personal Reserve and so on)

Example Message

On DD/MM you went into your Personal Reserve by £xxx

on account NAME5

DD/MM HH:MM Balance £XXXX

Overdraft Limit £XXX

Reserve limit £XXX

To avoid the £XX fee, just deposit £XXX in cash today in branch (before closing time)or make a transfer by Telephone, Mobile or Online Banking before 6.30pm www.barclays.mobi/app

Alerts available for Business Banking Current Accounts Only

Alert

Alerts description

Timing

Special provisions

Example Message

Paid Referral Fee Alert

Barclays Business customers who have registered for a Near Limit Alert will also be registered to receive a Paid Referral Fee alert.

Text messages relating to PRF alerts will be sent Monday to Friday based on transactions and your balance at close of business the previous working day. No messages relating to Paid Referral Fee alerts will be sent Saturdays and Sundays. Texts will normally be sent between 7:30am and 9:00pm

Paid Referral Fee £XX-
incurred on NAME5
£XXXXXXXX
Limit £XXXXX
To avoid further charges clear
unauthorised Balance
Call 0345 605 2345

Alert

Paid Referral Fee Alert

Alerts description

Barclays Business customers who have registered for a Near Limit Alert will also be registered to receive a Paid Referral Fee alert.

Timing

Text messages relating to PRF alerts will be sent Monday to Friday based on transactions and your balance at close of business the previous working day. No messages relating to Paid Referral Fee alerts will be sent Saturdays and Sundays. Texts will normally be sent between 7:30am and 9:00pm

Special provisions

Example Message

Paid Referral Fee £XX-
incurred on NAME5
£XXXXXXXX
Limit £XXXXX
To avoid further charges clear
unauthorised Balance
Call 0345 605 2345