Mobile Cheque Imaging
Pay in cheques using your mobile banking app
Help us test mobile cheque deposits using your Barclays Mobile Banking app. Just email us at email@example.com.
- Pay into any Barclays sterling current or savings accounts (excluding ISA and Bond accounts)
- Deposit up to 4 cheques each week if you’re a Personal or Premier customer and 20 if you’re a Business customer
- View cheques you’ve deposited through the app
Welcome to our pilot
Thank you for being one of the first to try paying in cheques with your phone. It’s a more convenient way to pay cheques into your Barclays accounts. Your support is helping us develop the app – and we’ve got some good news: you can now pay in most cheques from other banks as well as Barclays cheques.
The Cheque and Credit Clearing Company (which manages the cheque-clearing system) has announced the introduction of the new Image Clearing System from 30 October 2017. It’ll be rolled out in phases with more and more cheques clearing through the new system, until all cheques are cleared as images by some time in the second half of 2018.
By the end of 2018, you’ll have:
Faster access to your money
If you pay in a cheque on a weekday (Monday to Friday, except bank holidays), you’ll typically be able to withdraw the money by 23:59 on the next weekday (except bank holidays, as long as the cheque hasn’t bounced).
This also means that when you write a cheque, the money may leave your account faster. Just as now, you should only write a cheque if you have enough funds in your account to make the payment.
The phased roll-out will last for several months. During this time, the paper clearing and image clearing systems will run in parallel. For the first few months from 30 October 2017, only a small number of cheques will clear faster through the new image system.
More options for paying in cheques
You can still pay cheques in at a branch, but you’ll also be able to use your Barclays Mobile Banking app by taking a photo of the cheque with your smartphone’s camera1.
As a member of our pilot, you can use your Barclays Mobile Banking app to pay in most cheques from other banks as well as ours – all up to the value of £500.
Keep in touch
We'd love to hear what you think about the pilot. If you use Facebook2, search for 'Barclays Mobile Cheque Deposit Discussion Group' and click 'Join Group' to tell us about your experience.
You must be registered for, and use the latest version of, Barclays Mobile Banking. This is currently only available on: Android phones running 4.0 or above with a minimum 5 mega pixel camera; iPhone 4S or above and iPad 3 or above running iOS 8 or above. Terms and conditions apply (133KB).
What is it?
An easy way to pay in cheques
You can now securely deposit Barclays cheques and most cheques from other banks for amounts up to £500, using your Barclays Mobile Banking app1. Just take a photo of your cheque, submit it using your app, along with the amount and payee details. The cheque amount will show on your account almost instantly and be available by 23:59 the next weekday (Monday to Friday except bank holidays)3.
- Pay into any Barclays current or savings accounts (excluding ISA and Bond accounts)
- Pay in up to 4 cheques each week if you’re a Personal or Premier customer, and up to 20 if you’re a Business customer
- View cheques you’ve paid in using your Barclays Mobile Banking app
How do I use it?
Cheque clearing cycle