Mortgages

Your private property finance service

Expert finance solutions for residential property, investment property and additional borrowing – managed from start to finish by your Mortgage Adviser.

Benefits

A solution for you

You’ll find attractive tracker and fixed-rate mortgage products for loans of up to £10m. If you’re borrowing more than £10m, we’ll work with you to design a bespoke solution.

See rates [PDF, 208KB].

A smoother process

You’ll have a dedicated Mortgage Adviser to personally manage your application throughout. They understand the intricacies of both private banking and high-value property finance, so you’ll be in expert hands.

A loyalty pricing plan

You may be eligible for loyalty pricing, based on the value of your qualifying assets under management with us.

Your mortgage options

Residential

Talk to your Mortgage Adviser about the rates available for you, whether you’re looking to buy a new property or re-mortgage one you already own. Each of the products you’ll be offered are available for loans from £5,000 to £10m.

Investment

Our Investment Property Finance options are crafted to help you achieve your ambitions. Bespoke loans are available for larger sums, and for special purpose companies and trusts. Terms of up to 35 years can be arranged, with an arrangement fee based on the balance drawn.

Bespoke

Your dedicated Mortgage Adviser will work with you to design a bespoke solution when you’re borrowing more than £10m. It’ll be tailored especially to suit your personal preferences and the property.

Things to consider

  • Property is a high-risk, long-term investment, so it may not be suitable for everyone
  • If you borrow to buy an investment property and fail to keep up with the required payments, the property may be repossessed, or a receiver of rents appointed
  • We recommend you take independent tax advice on any investment or leverage. It’s important to appreciate the specific risks associated with investment leverage before making any investment decisions
  • Your home may be repossessed if you don’t keep up repayments on your home mortgage

Become a client

Manage, enjoy, protect and grow your wealth with expert guidance and support. Do your everyday banking with ease, and access a suite of investment products and services, financing solutions and wealth planning expertise – all on your terms.

Call us on 0800 279 4893 to start your journey – or you can ask us to call you.

The value of investments can fall as well as rise. You may not get back what you originally invested.