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Barclays Smart Investor

Buy shares online

Open an account to buy shares and invest your money in London Stock Exchange-listed companies for the long-term.

Investments can fall as well as rise in value and you may get back less than you invest. We don’t offer personal financial advice so if you’re not sure about investing, seek independent advice. Tax rules can change and their effects vary depending on your individual circumstances.

Apply for your account

Investment ISA

Take advantage of tax-efficient investing and protect your returns from tax.

Use your 2022-23 ISA allowance of £20,000.

Investment Account

Enjoy the flexibility of investing with no annual or lifetime limits.

SIPP Account

Invest for your retirement with a tax-efficient self-invested personal pension (SIPP).

More on SIPP

Why buy shares with us?

Benefit from Barclays Price Improver™ and get the best price available from our selected Retail Service Providers (RSPs) every time you invest in shares, Exchange Traded Funds, investment trusts or Real Estate Investment Trusts on the London Stock Exchange.

Thousands of investment opportunities allowing you to invest in shares in companies listed on the London Stock Exchange’s main and AIM markets, including FTSE 100, FTSE 250, FTSE 350 constituents.

Automatic dividend reinvestment where you can reinvest your dividends to buy more shares and add to your holdings over time – without having to do a thing.

Resources you can rely on so you can find inspiration in our investment insights, and take advantage of our ideas and strategies, experts’ views and latest articles.

Limit your risk with order types to protect your holdings or lock-in gains from market movements.

Regular investing service allowing you to regularly invest a set amount to smooth out your average buy-in price across the year. Just bear in mind the effect our fees may have on small amounts invested.

Manage your investments in the Barclays app - pay money into your account (excluding SIPP accounts), browse your investment options and buy and sell them on the go in just a few easy taps1. Find out more about investing with the Barclays app

What does it cost?

As a Smart Investor customer, you’ll pay a single monthly Customer Fee, plus a transaction fee whenever you buy or sell investments. Other fees may also apply depending on the account type you have and the investments you hold.

Customer fee

Our customer fee is charged to service your account(s) and based on the value of your investment holdings:

  • Investments in funds2 – charged at 0.2%
  • All other investments3 – charged at 0.1%

There's a minimum charge of £4 per month, which applies from the point that you first add cash or transfer in investments you hold elsewhere.

Transaction fees

These fees are charged each time you buy or sell an investment:

  • Fund transactions placed online - £3
  • Other investment transactions placed online - £6
  • All investment transactions placed by telephone - £25
  • All automated regular investments - £1

Other fees

  • You may have to pay fees and levies, and fund manager fees depending on the investments you choose
  • For a Barclays SIPP a quarterly administration fee of £31.25 + VAT applies, payable to AJ Bell along with other account fees [PDF, 194KB]
Cost Calculator

Cost Calculator

Use our cost calculator to work out how much investing may cost you.

Use our calculator

Things to remember

  • The value of investments can fall as well as rise; you may get back less than you invest.
  • Barclays Smart Investor doesn’t offer personal investment advice. If you're unsure about investing, seek independent advice.
  • Tax rules can change in the future and their effects on you will vary depending on your individual circumstances.
  • Smart Investor is an investment service for UK residents. Our service is not available to US persons, even where resident in the UK.
  • While there can be benefits to investing regularly rather than as a lump sum, you should remember the impact fees have on your investment. If you’re only investing small amounts each month, the minimum monthly fee could make it expensive and may exceed returns.
  • ''Tax-efficient” indicates that growth/income are exempt from UK income or capital gains tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on your personal circumstances.
  • In order to subscribe to a stocks & shares ISA, you can't have subscribed to another stocks & shares ISA or used your total annual ISA allowance in any combination of a cash ISA, innovative finance ISA and/or lifetime ISA (LISA) during the same tax year.

Open an account to buy shares

Choose the account for you and apply online today

Investment ISA

Take advantage of tax-efficient investing and protect your returns from tax.

Use your 2022-23 ISA allowance of £20,000.

Investment Account

Enjoy the flexibility of investing with no annual or lifetime limits.

SIPP Account

Invest for your retirement with a tax-efficient self-invested personal pension (SIPP).

More on SIPP

Important information

  1. The Barclays app is available on eligible Android and iOS devices to Barclays current account holders who have a mobile number and are aged 16 and over. More on Barclays app
  2. Unit Trusts & Open Ended Investment Companies (OEICs) only.
  3. Other investments – all asset classes except the funds above.